Insurance - Home Insurance

When consumers buy insurance, they are guided by a "well, you never know philosophy." That, according to experts, is a huge mistake. Saving money can be as easy as making a phone call. "The number one way people waste money is simply not asking for all the credits that they could," says Bill...

Consumers more often research an insurance company online and make a purchase at the website rather than make a call to talk with someone at the company. Not surprising, since insurance salespeople have such a bad reputation for withholding full information or selling the product that will give...

Better lock your doors! The results of CQ Press's annual State Crime Rankings are in and, for some states, the results aren't pretty. For nearly two decades, these rankings have shown how the 50 states compare against the national average for six crimes: murder, rape, robbery, aggravated assault,...

While residents and businesses of Rhode Island and Connecticut are looking to FEMA for help after flooding, those in California are screaming because new FEMA flood maps may mean they have to buy flood insurance for the first time. FEMA is updating flood hazard maps nationwide. After the update, if...

Following the devastating earthquakes that hit Chile and Haiti, some insurance companies are hiking rates on earthquake insurance by as much as 200%. A recent Los Angeles Times article reported that California-based GeoVera Insurance Company nearly tripled one customer's premium, from $2,500 to...

Are you a hoarder? If so, your homeowner's insurance could be canceled or your rates could be raised. Often, insurers don't know if you like to hoard because they don't inspect the home on the inside at the time the insurance is written. They just take pictures of the outside of the property and,...

You probably wouldn't send a holiday card depicting the family dog biting the boss. Or one that shows a brand new flat screen falling out of the back of your truck. While these scenes aren't ones you'd like to experience at the holidays, experts say it's wise to keep in mind that accidents (like...