How you negotiate debt and the realistic results you can aim for vary with smaller credit unions and banks or local creditors.
Lifestyle inflation is rampant in our consumerist culture, and it puts many people at risk even if they make good money. Here's how it hurts you.
The Great Recession has stressed out many people, particularly lower-income people and millennials. What does this mean for America?
Student loan debt is near the top among household debts, and the burden is holding young college graduates back in life. Here's how to better manage it.
The crisis isn't over yet: after 27 consecutive months of decreases, U.S. foreclosure starts in December increased -- and very dramatically in some states.
Consumers miss out on $240 a year in retirement savings by not directing cash rewards from credit card spending to a retirement account, a survey finds.
We start the year with grand ambitions to pay off our debts. Here's what to do to make that happen and not have another failed resolution.
I know from my own life that there are ways to free yourself from a seemingly insurmountable debt and get to where you want to be. Try this simple approach.
If you're overwhelmed by credit card debt and can barely make your minimum payments, there's free help out there. Just be careful where you look for it.
When Austin Netzley graduated, he owed $81,000. He paid it all off and has quickly created wealth, too.
How can millennials and their parents avoid crushing student debt? The answer starts with some forward-thinking choices when the kids are still teens.
As my dad's health declined, I thought there was nothing I could do. In retrospect, I see how his physical problems grew out of fiscal ones.
Americans are doing a better job of making timely credit card payments, even as many lenders extend credit to more people with less-than-stellar credit.
A young couple shelves their dreams of home ownership after more than $260,000 in joint student loan debt sabotages their chance at the American Dream.
I paid for his honeymoon, supported his family when he struggled, and paid half of his wife's medical bills after her stroke. But eventually, I had to stop.
Having trouble working your way out of debt? Follow this 11-step plan. Start by accepting your workload, push hard and yet be understanding.
A new book by a former Army analyst turned credit counseling agency executive tells veterans how they can get on their financial feet in the civilian world.
Digging yourself out of debt can be tough even in the best of times. But what happens if your significant other loses a good-paying job?
Mary and Larry had been married for over 30 years when a few years of bad choices put them $88,557 in credit card debt. But separately and together, they battled back.
If you trusted your son or daughter to keep track of their finances, and they slipped up, what in the world are you supposed to do?