You don't have to pay your credit cards off to boost your credit score. But you do need to come up with a plan for paying down your credit card balances.
On-time rent payments are not included in your credit score, but late payments are. That said, renters need to build -- and use -- a great credit score.
The sandwich chain Quiznos is running out of dough, and is reportedly is preparing to file for bankruptcy protection, partly because of declining sales.
The top U.S. consumer watchdog says he has called and written the heads of big credit card companies to press them to offer free credit scores to customers.
Discover is already offering to include credit scores on the bills of all its customers, and now, FICO is negotiating with more credit card banks to provide the same service.
If you plan to buy or refinance a home this year, be careful when you do your taxes. Moves that will save you a few bucks on your IRS bill could cost you a mortgage.
You know a late or missed payment will ding your credit score, but how much do a few points matter, really? A lot, it turns out.
From the greatest generation to the millennials, Experian has tracked how we're all faring in terms of our use of credit. And some of the details may surprise you.
If lenders and FICO start mining social media data to determine your credit score, you might want to think twice about becoming Facebook friends with everyone you meet.
If you pay your bills on time, you can improve your credit scores -- it can be that simple.
College students naturally focus on test scores and GPAs, but once you graduate, the one number that really counts is your credit score. And the impact starts immediately.
Here's something they don't teach in Driver's Ed: the four ways that driving can have significant, long-term impact on your credit.
You probably know your credit rating affects the premiums your auto insurance company charges you for coverage. But how does that work, exactly? Let's draw back the curtain.
There are plenty of places to turn if your credit is too low to get a conventional mortgage.
Library fines and car rentals are among the surprising things that can harm your credit score.
There's a lot of information and regulations behind consumers' credit scores. So, if a thing or two about yours has left you scratching your head, you're not alone.