If you have old unpaid debts, it pays to know the statute of limitation that applies to those bills. Here are seven common questions many consumers have.
Back-to-back talks to different audiences yields this conclusion: If you know the basics about personal finance, maybe you won't from bad credit.
Not checking your credit score is like not going to a doctor for a check-up, but this indifference could be hazardous to your financial health.
The score -- a huge shift from FICO -- will open up credit access to as many as 53 million consumers who do not have credit scores or credit reports.
Does income influence your credit score? Rent? Job history? Raises? Your inquiries? TransUnion finds that a lot of consumers don't know. How about you?
The three big credit reporting agencies are making changes that could help steer some consumers clear of the credit dog house. Here's what you need to know.
The three largest credit-reporting agencies will change the way they handle records in a major revamp long sought by consumer advocates.
Freezing your credit means your credit report can only be accessed with a personal identification number. You can thaw the freeze as needed.
No credit? Bad credit? Here are some proven ways on how to build it up and turn your credit score around.
Complimentary ongoing credit monitoring would pay dividends in different areas, including reducing the horrors of identity theft.
JPMorgan Chase, Bank of America and Ally Financial will offer free FICO scores to customers. Discover already does so, and Citigroup has plans, too.
The law requires credit bureaus to show you your credit report for free -- but not your credit score. Here's a way to get around that for just a buck.
Specialty reports are one more way it seems that everyone is keeping tabs on you. They may hold the reason if you're denied insurance or an apartment.
Don't obsess about new credit. Avoid the issue altogether by checking for preapproved or prequalified credit.
Even the president isn't immune from credit card issues -- like having your card declined while on a date with the first lady.
Americans still have a long way to go to get the real credit improvement they should strive for.
Delinquent debt is rampant among Americans, a new report finds, and some consumers don't even know that they're behind in payments and hurting their credit.
Even if you're vigilant about paying bills, a delinquent debt could be dragging down your credit score. Here's what you should know.
Here are four ways you can increase your credit limits, and how each method can affect your credit score.
Mississippi has sued credit reporting giant Experian, alleging sweeping errors in the company's data and routine violations of consumer protection laws.
You don't have to pay your credit cards off to boost your credit score. But you do need to come up with a plan for paying down your credit card balances.
Too many identity theft horror stories feature young people making their first forays into credit and discovering heaps of bed debt in their names.
The top U.S. consumer watchdog says he has called and written the heads of big credit card companies to press them to offer free credit scores to customers.