Delinquent debt is rampant among Americans, a new report finds, and some consumers don't even know that they're behind in payments and hurting their credit.
A consumer is exasperated because when she closed a Kohl's account months ago, the rep marked her deceased - and Experian has been slow to fix the problem.
Strategies to build credit include becoming an authorized user on someone else's credit card, acquiring a secured credit card or paying off student loans.
You don't have to pay your credit cards off to boost your credit score. But you do need to come up with a plan for paying down your credit card balances.
Do you know what someone with a great credit score is like? There are some common factors you may want to know.
There are steps to take after having a short sale of your home for less than your mortgage to start rebuilding your credit score and your family's financial lives and future.
You know a late or missed payment will ding your credit score, but how much do a few points matter, really? A lot, it turns out.
College students naturally focus on test scores and GPAs, but once you graduate, the one number that really counts is your credit score. And the impact starts immediately.
There's a lot of information and regulations behind consumers' credit scores. So, if a thing or two about yours has left you scratching your head, you're not alone.
Mary and Larry had been married for over 30 years when a few years of bad choices put them $88,557 in credit card debt. But separately and together, they battled back.
As your future earnings prospects dwindle, it's vital to get your debt under control. With that in mind, here are four things that those 50 and up should consider.
Today, we bring you five more credit counselors sharing their personal stories of financial hardship and how they worked through it.
The job of a credit counselor is to help people deal with their financial struggles, but many of them are all too familiar with the view from the other side of the table.
The identity theft prevention industry has long been defined by its twin bad habits of overpromising and underdelivering. Now, it's working to clean up its act.
If you're in a shaky financial state, having someone willing to co-sign for a loan can be a lifesaver. But for the co-signer, it's not about altruism; it's a question of risk.
Climbing the ladder of success can be a slow process. But once you get there, the reverse process -- sliding down the chute of economic despair -- can happen all too quickly.
Every time you make a plane reservation or rent a car or pay for concert tickets, you're asked to provide a credit card number. Liz Smiley provides a debit card number...
Parents, beware: Your offspring are in the crosshairs of financial scammers. According to AllClear ID, an identity-theft protection company, children are 35 times more likely...
We all know the usual ways people try to save or generate more money to pay off their debts -- but some people go to extremes to escape those IOUs. We asked credit counselors...
From puppy love to charitable giving, con artists know no limits. Here are some of the most appalling scams, schemes, and ploys being used today, and tips on how avoid...
Financial counselors aren't marriage counselors, but when it comes to couples' spats over hidden debt and secret spending, they're often helping people deal with some heavy...