Does income influence your credit score? Rent? Job history? Raises? Your inquiries? TransUnion finds that a lot of consumers don't know. How about you?
The three big credit reporting agencies are making changes that could help steer some consumers clear of the credit dog house. Here's what you need to know.
The three largest credit-reporting agencies will change the way they handle records in a major revamp long sought by consumer advocates.
Freezing your credit means your credit report can only be accessed with a personal identification number. You can thaw the freeze as needed.
Paying off student loans is worthy of a celebration, but you'll want to be strategic about it. Here's why.
No credit? Bad credit? Here are some proven ways on how to build it up and turn your credit score around.
It would seem to go against common sense to send in a credit card payment well before the due date, but it can be smart idea under some circumstances.
Complimentary ongoing credit monitoring would pay dividends in different areas, including reducing the horrors of identity theft.
JPMorgan Chase, Bank of America and Ally Financial will offer free FICO scores to customers. Discover already does so, and Citigroup has plans, too.
The law requires credit bureaus to show you your credit report for free -- but not your credit score. Here's a way to get around that for just a buck.
When credit repair is your No. 1 priority, working within a faulty system can be frustrating. Here are five common errors you should be aware of.
Some important aspects of your financial health aren't reported to credit bureaus and won't result in a bad credit score.
Specialty reports are one more way it seems that everyone is keeping tabs on you. They may hold the reason if you're denied insurance or an apartment.
Don't obsess about new credit. Avoid the issue altogether by checking for preapproved or prequalified credit.
There were at least 210,000 complaints about recurring charges for credit monitoring that couldn't be stopped. There's a $22 million settlement in the case.
Nicki Minaj may be used to exposing her personal assets, but one she didn't expect recently got published, causing her some big credit problems.
How much do you pay in interest for all that stuff over your lifetime? A cool new tool offers estimates and shows how better credit scores help lower costs.
Even the president isn't immune from credit card issues -- like having your card declined while on a date with the first lady.
Anna amassed $12,000 of credit card debt while unemployed, but she successfully turned her finances around later with a little help from balance transfers.
Not all plastic cards are created equal. Not all of them treat you the same, either. Millennials, we're especially speaking to you.
Americans still have a long way to go to get the real credit improvement they should strive for.
Seemingly minor issues on your credit report could hurt your credit. Check carefully -- you're among the 73% who actually check your credit report, right?