personalfinance

When it comes to matters of money, tact is often in the eye of the beholder. Take some tips from etiquette experts on how to defuse these tricky financial situations.
6 Strategies for Young Adults to Save More in 2012
11:30AM 2/07/2012

Saving doesn't come easily for us young adults. Entry-level salaries don't give you a lot to work with, and we tend to spend what we make. But don't worry: We're not doomed to frivolity and financial ruin. Here's how you can start saving smart.

A few weeks ago, we asked DailyFinance readers for their best tips for putting your financial house in order. We've covered saving and spending wisely. Now, we move on to another key to long-term financial security: making your money work for you.

Far too many Americans haven't got enough liquid assets set aside to get them through a temporary job loss or other fiscal crisis. If you're among them, we'd like to hear from you: How has an underfunded emergency savings cushion affected you and your family.
Savers love cash-back cards, which return a fraction of what you spend in good old U.S. currency. Disciplined consumers can bank hundreds of dollars yearly: The key is knowing how to maximize your payback.

Valentine's Day is coming, which means that millions of men are getting ready to drop money on Whitman's samplers and red roses. But there are other options out there -- and we know that our faithful readers have explored at least a few of them.
Readers' Tips for Financial Renewal, Part 2: How to Spend Wisely
12:25PM 2/02/2012

A few weeks ago, we asked DailyFinance readers for their best tips for putting your financial house in order. First, we covered saving, but spending in the right way is just as important. Here are some of your best suggestions for managing how your money flows out.
Money troubles are hard to contain. If your finances are in shambles, the problems can quickly spread, and you probably won't be able to hide them from your boss. Therein lies the trouble: How you handle your money sends a signal to your employers about how you'd handle theirs.
Readers' Tips for Financial Renewal, Part 1: Ideas for Smart Saving
10:56AM 1/30/2012

A few weeks ago, we asked DailyFinance readers for their best tips for putting your financial house in order. Many were quick to note that the foundation of financial security lies in being ready when disaster hits. Here are some of their best suggestions for planning for those rainy days.
Middle-Aged Workers Flock Back to School ... and Student Loans
12:20PM 1/27/2012

The best route to a secure job still runs through the classroom, and droves of middle-aged Americans are following it. The proof is in the lending: The fastest growth in the student loan business is among people in their 40s. But are they making a good investment, or a bad bet?
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