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On a recent Today Show Money 911 segment, a caller said she'd filed for bankruptcy -- but that didn't free her from her student loans. She then asked how bankruptcy would affect her ability to get more student loans. Clearly, she isn't learning the right lesson from Chapter 11.
The new credit card rules signed into law recently herald a great deal of positive changes, but one requirement sticks out as an odd addition. The requirement that individuals under 21 need a parent or guardian to co-sign for a credit card has the capacity to leave many otherwise responsible...

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