TaxCredit
What's More Important: Saving or Paying Down Debts?
7:00AM 9/03/2011
For many households, it's a personal fiance dilemma: Should they try to pay down debt first, or build up savings? In the aftermath of the Great Recession, opinions have clearly tipped toward the ditch-your-debt side. But that's not always the right answer.
3 ways to solve the free intern debacle
12:30PM 4/15/2010
My initial reaction to the April 2 New York Times piece "The Unpaid Intern, Illegal or Not" was one of confusion. I have done a number of unpaid internships, and never in my right mind believed them to be illegal -- even if at the time I was doing menial tasks.
Isn't that the point? To teach you...
Why the first-time homebuyer tax credit will be extended
12:00PM 3/30/2010
The New York Times reports that "After several disastrous months for home sales across the country, when volume dropped by 23%, the pace appears to be picking up again."
The reason? The first-time home-buyer tax credit is set to expire on April 30, and people are moving quickly to take advantage....
What you need to know about the housing tax credit
5:00PM 1/22/2010
By now, you've probably heard lots of chatter about the first-time home buyers credit. The tax credit was originally part of the American Recovery and Reinvestment Act of 2009 and applied only to first-time homebuyers.
In 2009, bowing to pressure from the real estate community, Congress passed...
We're having a real winter this year. As opposed to a few winters past, we've already seen several snows and have had the heater cranked up for months. I happen to live in an old house (and by old, I mean about 130 years), so heating it can be a challenge. Our old unit isn't cutting it anymore, and...
My preschooler is now a homeowner, and other tales of fraud
12:30PM 10/28/2009
Home, Ripoffs and Scams, Tax, Credit, Real Estate, Taxes, Crime, Family Money
Homebuyers did not have to truly be first-timers in order to qualify for the "first time homebuyer" tax credit, expiring Nov. 30; they only had to meet the limitation of not having owned a primary residence for the past three years, with income limits of $75,000 for individuals and $150,000 for...
Feels like the first time: Realtor group reports pending home sales at 7-year high
12:00PM 6/03/2009
According to our friends at the National Association of Realtors, the number of pending home sales jumped up 6.7% in April, the largest monthly gain since 2001. That puts the index 3.2% above its year-ago level, in the latest sign the battered U.S. housing sector is stabilizing. This was also the...
$15,000 homebuyer tax credit could come back on its own
3:00PM 2/16/2009
Prospective homebuyers were deeply disappointed when the $15,000 tax credit for homebuyers was removed from the final version of the economic stimulus package and replaced with a much more modest $8,000 tax credit, available only to first-time buyers.But that $15,000 package may not be off the...
How to cash in on energy efficiency tax credits
2:00PM 1/20/2009
One of the small pieces of big bailout bill that homeowners can cash in on directly, are energy tax credits offered to reward you for energy saving improvements. As part of the Economic Stabilization Act of 2008 signed into law in October, homeowners have the opportunity to earn up to $500 in...
Tax credits are one sure way to put money in your pocket. A credit is a direct reduction of the amount of tax you owe, so it can be very valuable. Some of them are even refundable, meaning that you can get tax money back even if you didn't pay in. Three key tax credits are often overlooked by...
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