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FICO

Cheap credit is making a comeback, at least for some people: Credit card companies' fierce competition for new, low-risk customers has them ramping up their 0% interest rate offers again, and offering those teaser rates for longer. So if you have the FICO score to qualify, it's time to take advantage.
There must be something in the cheese: Four of the top 10 American cities for credit scores are in Wisconsin, and four more are in nearby Midwest states, according to a new analysis by Experian. But all is not sunny in the South, where the cities with the worst scores are concentrated.
It doesn't look like the housing market will come roaring back anytime soon, but with historically low interest rates, now's a good time to buy. The hard part is that banks in the post-bubble era are notoriously stingy with that cheap money, so figuring out how to get a smile out of a mortgage lender is task No. 1.
In these shaky economic times, your credit score carries more weight than ever, which means building a credit history is vital. Paying bills on time is one thing that buffs up your score, but until now, paying your rent meant nothing. Credit bureau Experian and RentReporters.com are changing that.
Have you ever been turned down for a loan? Had your credit line slashed or interest rate bumped up? Well, starting Thursday, banks and other lenders will be required tell you a bit more about why. The FTC and the Fed are implementing a new rule requiring lenders to show consumers the credit score data they used to make their decision.
You should always know what's in your credit report -- especially if you're planning any major purchases or intend to apply for a new job in the near future. But creditors and credit agencies aren't the only ones who can contribute to your report. You can have your say, too.
Too many of us rely on ballpark estimates to track our finances, but when it comes to money, there's no need to wing it: Several new online tools debuted at the Finovate Conference this week that can help take the guesswork out of figuring out how much you have, owe or are owed.
If you're looking for clues about what impacts your car insurance rates, check in the mirror -- it's mostly about you. And while there are some parts of your personal profile that you can't change, for many of the items that affect your premiums, you're in the drivers seat.
For years, renters who got behind on their housing payments could do so without worrying about the impact that a late payment would have on their credit rating. Next year that's going to change. One of the big three credit bureaus, Experian, recently began collecting data about consumer rental...
We've heard the warnings before, but now that the holiday shopping season is upon us, it may be useful to hear it again: Back away from the wallet, put down that credit card, and think about what you're about to do. Even the tiniest action, when it comes to credit, can hurt your credit score. For...

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