DailyFinance.com http://www.dailyfinance.com DailyFinance.com http://www.blogsmithmedia.com/http://www.dailyfinance.com/media/feedlogo.gif DailyFinance.com http://www.dailyfinance.com en-us Copyright 2012 Weblogs, Inc. The contents of this feed are available for non-commercial use only. Blogsmith http://www.blogsmith.com/ Bonds Are a 'Safe' Investment: A Big Lie Gets Even Bigger http://www.dailyfinance.com/2012/02/09/bonds-are-a-safe-investment-a-big-lie-gets-even-bigger/ 20167556 http://www.dailyfinance.com/2012/02/09/bonds-are-a-safe-investment-a-big-lie-gets-even-bigger/ #aol-commentsFiled under: ,

bondsIt's happening again.

About a month ago, bemused investors awoke to news that over in Germany, the government had just sold $5 billion worth of Eurobonds that paid an average interest rate of -- get this -- negative 0.0122%.

In other words, if you bought one of these bonds for 100.01 euros, in six months you return it to the government and get back 100 euros.

While we've seen this happen in other "safe haven" countries -- Switzerland and the Netherlands -- this was the first time it had...

Bonds Are a 'Safe' Investment: A Big Lie Gets Even Bigger originally appeared on DailyFinance.com on 2012-02-09T16:55:00Z.

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]]>bond yieldsBondYieldsEurobondsEuropean debt crisisEuropeanDebtCrisisFinanceGermanyGreeceinflationLow risk investingLowRiskInvestingMicrosoftnegative interestNegativeInterestT-BillsTreasury NotesUnited States Department of the TreasuryRich Smith, The Motley Fool2012-02-09T20:55:00Z Why Groupon Will Never Be Great Again http://www.dailyfinance.com/2012/02/09/why-groupon-will-never-be-great-again/ 20168450 http://www.dailyfinance.com/2012/02/09/why-groupon-will-never-be-great-again/ #aol-commentsFiled under: , ,

GrouponThe Groupon (GRPN) craze was great while it lasted.

The daily deals purveyor has never been more popular. Groupon closed out 2011 with 33 million active customers across 47 different countries. Quarterly results posted on Wednesday night show a company that is growing quickly.

However, there are more than a few signs that "Groupon fatigue" is kicking in.

First, the good news. Groupon saw its quarterly revenue soar 194% to $506.5 million, well ahead of the $475.2 million that analysts were...

Why Groupon Will Never Be Great Again originally appeared on DailyFinance.com on 2012-02-09T15:30:00Z.

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]]>Daily dealDailyDealDealOfTheDayFinanceGoogleGroup BuyingGroupBuyingGroupongroupon outlookGrouponOutlooklivingsocialonline couponsOnlineCouponsOpenTableprofitsstocks to watchStocksToWatchThe Motley FoolRick Aristotle Munarriz, The Motley Fool2012-02-09T19:30:00Z Why Used Car Bargains Are Getting Harder to Find http://www.dailyfinance.com/2012/02/09/why-used-car-bargains-are-getting-harder-to-find/ 20168408 http://www.dailyfinance.com/2012/02/09/why-used-car-bargains-are-getting-harder-to-find/ #aol-commentsFiled under:

Used cars for saleThinking about buying a used car? You might want to think about doing it sooner rather than later.

According to new data from the National Automotive Dealers Association, which tracks the market closely, prices are on track to rise an average of 1.8% in 2012. The cost of a used compact car will go up even more -- nearly 3%. And prices will near their peak in April and May, says the association.

What's going on? And what does it mean for car shoppers?

A Market Under Pressure From Both Sides

...

Why Used Car Bargains Are Getting Harder to Find originally appeared on DailyFinance.com on 2012-02-09T15:10:00Z.

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]]>bargain carsBargainCarsbest used carsBestUsedCarscar pricesCarPricescompact carsCompactCarsFinanceFord Motor CompanyGeneral MotorsHonda FitHondaFitHow to buy a carHowToBuyACarMustangToyota PriusJohn Rosevear, The Motley Fool2012-02-09T19:10:00Z 5 Reasons Facebook Stock May Be a Better Buy Than You Think http://www.dailyfinance.com/2012/02/09/5-reasons-facebook-stock-may-be-a-better-buy-than-you-think/ 20168361 http://www.dailyfinance.com/2012/02/09/5-reasons-facebook-stock-may-be-a-better-buy-than-you-think/ #aol-commentsFiled under: , ,

FacebookFacebook may be a free website, but that doesn't mean it will be a cheap investment.

Many analysts feel that by taking this long to go public, the leading social networking website will be priced too dearly for growth investors. If Facebook hits the market at the high end of its proposed valuation, where does a company with a $100 billion market cap go from here?

Google (GOOG) has been a seven-bagger since going public eight years ago -- soaring from $85 at its IPO to more than $600 today --...

5 Reasons Facebook Stock May Be a Better Buy Than You Think originally appeared on DailyFinance.com on 2012-02-09T14:50:00Z.

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]]>advertisingdata miningDataMiningFacebook IPOFacebookIpoFinanceGoogleoutlookprofitssearchsocial networkingSocialNetworkingstocks to watchStocksToWatchTripAdvisorZyngaRick Aristotle Munarriz, The Motley Fool2012-02-09T18:50:00Z Department Stores Reveal Top Selling Valentine's Gifts http://www.dailyfinance.com/2012/02/09/department-stores-reveal-top-selling-valentines-gifts/ 20167394 http://www.dailyfinance.com/2012/02/09/department-stores-reveal-top-selling-valentines-gifts/ #aol-commentsFiled under: , , , ,

Kardashian KollectionIf you've been dilly-dallying on buying something for your sweetheart this Valentine's Day, don't worry: All the procrastinators out there actually have a leg up on those early-bird shoppers, because by now, retailers have a handle on some of the best-selling items this lovers' holiday.

Three of the nation's biggest department stores, Macy's (M), J.C. Penney (JCP) and Sears (SHLD), gave us the scoop on the his-and-hers gifts that have been ringing up cash registers this Valentine's Day.

...

Department Stores Reveal Top Selling Valentine's Gifts originally appeared on DailyFinance.com on 2012-02-09T14:00:00Z.

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]]>David TuteraDavidTuteraEntertainmentGQJC Penney Co IncJoe Boxerkardashian kollectionKardashianKollectionKenneth Cole cuff linksKenneth Cole ProductionsKennethColeCuffLinksLeVianMacy'sMorgan TaylorMorgan Taylor chemiseMorganTaylorChemiseNicole Miller diamond heart pendantNicoleMillerDiamondHeartPendantValentine's Dayvalentines day giftsValentinesDayGiftsViva La JuicyVivaLaJuicyBarbara Thau2012-02-09T18:00:00Z Readers' Tips for Financial Renewal, Part 4: Get the Right Job http://www.dailyfinance.com/2012/02/09/readers-tips-for-financial-renewal-part-4-get-the-right-job/ 20153507 http://www.dailyfinance.com/2012/02/09/readers-tips-for-financial-renewal-part-4-get-the-right-job/ #aol-commentsFiled under: ,

Job searchWhen we asked DailyFinance readers for their best tips for putting your financial house in order, we weren't prepared for the deluge. From saving to spending to investing, they suggested dozens of great ways to lay the groundwork for a long, happy financial life. But to grow your money, you first need to make some money ... which means, of course, that you'll need a job.

Seems like a no-brainer of course ... but in this economy, there's nothing simple about finding employment. So even if it...

Readers' Tips for Financial Renewal, Part 4: Get the Right Job originally appeared on DailyFinance.com on 2012-02-09T12:20:00Z.

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]]>Bruce Watsonjob openingsjob search adviceJobOpeningsjobsJobSearchAdvicelicensingself employmentSelfEmploymentstart your own businessStartYourOwnBusinessTwitterwork for yourselfWorkForYourselfBruce Watson2012-02-09T16:20:00Z Tax Time for Single Parents Can Be Doubly Aggravating http://www.dailyfinance.com/2012/02/09/tax-time-for-single-parents-can-be-doubly-aggravating/ 20167292 http://www.dailyfinance.com/2012/02/09/tax-time-for-single-parents-can-be-doubly-aggravating/ #aol-commentsFiled under:

Single parents taxesAt tax time, being a parent comes with certain perks. For example:

  • The Child Tax Credit offers up to $1,000 per qualifying child. Qualification criteria include being under the age of 17 at the end of the tax year, being claimed as your dependent, and living with you for more than half of the year. (Learn more here from the IRS [PDF file, Adobe Acrobat required].)
  • The Child and Dependent Care Credit can be very valuable, if you and your child qualify. It's designed to offset some of...

Tax Time for Single Parents Can Be Doubly Aggravating originally appeared on DailyFinance.com on 2012-02-09T11:00:00Z.

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]]>Adobe AcrobatChild and dependent care creditchild tax creditChildAndDependentCareCreditChildTaxCreditEarned INcome Tax CreditEarnedIncomeTaxCreditFinancehead of householdHeadOfHouseholdHealthsingle parentsSingleParentstax breaksTaxBreakstaxesTwitterSelena Maranjian, The Motley Fool2012-02-09T15:00:00Z BlackBerry Loses to Apple Again http://www.dailyfinance.com/2012/02/09/blackberry-loses-to-apple-again/ 20167369 http://www.dailyfinance.com/2012/02/09/blackberry-loses-to-apple-again/ #aol-commentsFiled under: , , , , , ,

BlackBerry RIMThings are getting so bad for BlackBerry farmer Research In Motion (RIMM) that even some of the stodgiest companies on the planet are trading in their BlackBerry smartphones for shiny new iPhones.

Halliburton (HAL) is the latest enterprise customer to text its breakup to RIM. You don't get any more old-school than Halliburton, the fuddy-duddy oil-field services giant that critics associate with the Deepwater Horizon oil spill disaster, Dick Cheney, and its no-bid contract work in Iraq.

Well,...

BlackBerry Loses to Apple Again originally appeared on DailyFinance.com on 2012-02-09T09:40:00Z.

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]]>AndroidApp StoreAppleBlackBerryDeepwater Horizon oil spillenterpriseFaceTimeGulf of Mexico oil spillGulfOfMexicoOilSpillhalliburtoniPhoneMicrosoft PhoneMicrosoftPhoneResearch In MotionResearchInMotionRIMsmartphonestocks in the newsStocksInTheNewsThe Motley FoolRick Aristotle Munarriz, The Motley Fool2012-02-09T13:40:00Z DVDs Are Dying, and There's Worse News Ahead for Hollywood http://www.dailyfinance.com/2012/02/09/dvds-are-dying-and-theres-worse-news-ahead-for-hollywood/ 20167286 http://www.dailyfinance.com/2012/02/09/dvds-are-dying-and-theres-worse-news-ahead-for-hollywood/ #aol-commentsFiled under: , ,

Movie DVDsIt's been nice knowing you, optical disc.

DVDs -- and even their more modern Blu-ray siblings -- are gradually fading to black.

It was really just a matter of time. The VHS cassette had its fun. LaserDisc partied on the fringes. Why should the DVD be any less transitory a technology?

Movie studios have known this for some time. They've seen sales of blockbusters and box office duds alike flounder during the home-market window. They've pointed at scapegoats. "Netflix (NFLX) is the problem!"...

DVDs Are Dying, and There's Worse News Ahead for Hollywood originally appeared on DailyFinance.com on 2012-02-09T07:30:00Z.

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]]>Blu-raybox officeBoxOfficecoinstarDish NetworkdvdentertainmentHollywoodMovie StudiosmoviesNCR CorpNetflixRedboxstreaming videoStreamingVideoTicket salesTicketSalesTime Warner Incvideo rentalVideoRentalRick Aristotle Munarriz, The Motley Fool2012-02-09T11:30:00Z The Money Man Behind Rick Santorum: Who Is Foster S. Friess? http://www.dailyfinance.com/2012/02/08/the-money-man-behind-rick-santorum-who-is-foster-s-friess/ 20167413 http://www.dailyfinance.com/2012/02/08/the-money-man-behind-rick-santorum-who-is-foster-s-friess/ #aol-commentsFiled under: ,

Foster FriessIn this post-Citizens United era, every presidential candidate needs the backing of a super PAC, one of those independent political action committees that can accept unlimited contributions from corporations, unions, other groups and individuals. That even applies to President Barack Obama, who on Tuesday reversed himself and asked his financial backers to donate money to super PACs supporting his reelection campaign. Previously, the president had called unlimited spending by super PACs "a...

The Money Man Behind Rick Santorum: Who Is Foster S. Friess? originally appeared on DailyFinance.com on 2012-02-08T17:50:00Z.

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]]>anti abortionAntiAbortionBlaise Pascalborn again ChristiansBornAgainChristiansFoster FriessFoster S. FriessFosterFriessFosterS.Friessgop primaryGopPrimaryLocalNewt Gingrichpresidential campaignPresidentialCampaignpro lifeProLifeRed White and Blue FundRedWhiteAndBlueFundRick Santorumsheldon adelsonSheldonAdelsonsuper pacSuperPacU.S.Eamon Murphy2012-02-08T21:50:00Z Twice the Heart, Half the Cost: Our Readers' Budget Valentine's Day Suggestions http://www.dailyfinance.com/2012/02/08/budget-valentines-day-gift-ideas-suggestions/ 20165693 http://www.dailyfinance.com/2012/02/08/budget-valentines-day-gift-ideas-suggestions/ #aol-commentsFiled under: ,

FireplaceValentine's Day is looming, bringing a tidal wave of chocolate, roses, lingerie ... and rich revenues for the retail industry. In search of gifts that say more about the heart than the wallet, I asked DailyFinance's readers for their best tips for inexpensive but meaningful ways to express your love on Valentine's Day. Starting with their suggestions, I've compiled a list of ideas that can -- hopefully -- let you demonstrate your love without bruising your bank account.

In the interests of...

Twice the Heart, Half the Cost: Our Readers' Budget Valentine's Day Suggestions originally appeared on DailyFinance.com on 2012-02-08T15:40:00Z.

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]]>adviceBruce WatsonbudgetchocolateEntertainmentFerrara Pan Candy Companyflowersgifts on a budgetGiftsOnABudgetKama SutraNicole LapinRoman HolidayromanceSaint ValentinetipsValentine's DayBruce Watson2012-02-08T19:40:00Z Is an Amazon Store in the Real World a Good Idea? http://www.dailyfinance.com/2012/02/08/is-an-amazon-store-in-the-real-world-a-good-idea/ 20166416 http://www.dailyfinance.com/2012/02/08/is-an-amazon-store-in-the-real-world-a-good-idea/ #aol-commentsFiled under: , , ,

Amazon store The Internet is abuzz with the word that you might soon be able to buy a new Kindle at an actual Amazon (AMZN) Store.

The e-commerce giant is reportedly opening its first pilot store in Seattle, something of a boutique operation that will feature Amazon exclusives like the Kindle e-reader, Kindle Fire tablet and its proprietary e-books. So why might Amazon -- which has become the nation's biggest online merchant, in part, by avoiding the overhead costs of operating stores and deftly skirting...

Is an Amazon Store in the Real World a Good Idea? originally appeared on DailyFinance.com on 2012-02-08T14:35:00Z.

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]]>Aéropostaleamazon storeAmazonStoreApple IncApple StoreBarnes & NobleBarnes & Noble Nookbrick and mortarBrickAndMortarCraig JohnsonebooksereaderFinanceJeff Bezoskindle fireKindleFireonline shoppingOnlineShoppingretailseattleStarbucks CorpBarbara Thau2012-02-08T18:35:00Z What Are the Best Value Colleges? Princeton Review Guru Tells All http://www.dailyfinance.com/2012/02/08/best-value-colleges-2012-princeton-review/ 20167226 http://www.dailyfinance.com/2012/02/08/best-value-colleges-2012-princeton-review/ #aol-commentsFiled under: ,

Student loan debt in America is nearing $1 trillion, according to FinAid.org, and bankruptcy lawyers warn that it could become "the next debt bomb for the U.S. economy." And unlike credit card debt, the sums owed for student loans cannot, by and large, be discharged in bankruptcy court.

In the past year, the average cost of public colleges universities rose 6%, and private colleges rose 4%.

Given all that, there's no question that parents and soon-to-matriculate students should be paying...

What Are the Best Value Colleges? Princeton Review Guru Tells All originally appeared on DailyFinance.com on 2012-02-08T13:30:00Z.

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]]>Arne Duncanbankruptcybest value collegesBestValueCollegesdebt bombDebtBombFAFSAfeatured videoFeaturedVideoFinanceFree Application for Federal Student AidFreeApplicationForFederalStudentAidLocalOffice of Federal Student Aidprinceton reviewPrincetonReviewscholarshipsStudent LoansStudentLoanstuitionU.S.universitiesEamon Murphy2012-02-08T17:30:00Z Which Credit Card Rewards Does the IRS Care About? http://www.dailyfinance.com/2012/02/08/which-credit-card-rewards-does-the-irs-care-about/ 20166337 http://www.dailyfinance.com/2012/02/08/which-credit-card-rewards-does-the-irs-care-about/ #aol-commentsFiled under: ,

citibank irsCitigroup's (C) Citibank recently sent recipients of a special frequent flier mile promotion an unwelcome surprise: a 1099 tax form indicating those bonus miles have been reported to the IRS as income.

Even if you weren't part of that promotion, it's reasonable to wonder whether the frequent flier miles or other credit card rewards you collect are going to cost you, too, come tax time.

The answer appears to be no. The two scenarios are different.

  • In the taxable promotion, Citibank was...

Which Credit Card Rewards Does the IRS Care About? originally appeared on DailyFinance.com on 2012-02-08T10:10:00Z.

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]]>1099 tax form1099TaxFormCitibankCitigroupcredit card milesCreditCardMilesfrequent flyer milesFrequentFlyerMilesOprah WinfreySherrod Browntaxable incomeTaxableIncometaxesThe Motley FoolSelena Maranjian, The Motley Fool2012-02-08T14:10:00Z Walgreen's Helps Make Fertility a Men's Issue, Too http://www.dailyfinance.com/2012/02/07/walgreens-sperm-count-test-fertility-sales/ 20166316 http://www.dailyfinance.com/2012/02/07/walgreens-sperm-count-test-fertility-sales/ #aol-commentsFiled under: ,

Walgreen's will sell you a home sperm count testWalgreen's (WAG) drugstores already sell more than two dozen kinds of female fertility tests. But for men -- not a one.

That's about to change. Bloomberg reports that Walgreen's plans to start selling fertility tests for men at all of its 7,800 locations. Walgreen's and CVS Caremark (CVS) already offer the product, called SpermCheck Fertility, online.

"In our society, the woman carries the burden of trying to determine the issues surrounding infertility," said Ray Lopez, CEO of ContraVac,...

Walgreen's Helps Make Fertility a Men's Issue, Too originally appeared on DailyFinance.com on 2012-02-07T17:25:00Z.

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]]>DailyFinance Staff2012-02-07T21:25:00Z Ford Can't Seem to Take a Joke, but It's Not the End of the World http://www.dailyfinance.com/2012/02/07/ford-cant-seem-to-take-a-joke-but-its-not-the-end-of-the-worl/ 20166502 http://www.dailyfinance.com/2012/02/07/ford-cant-seem-to-take-a-joke-but-its-not-the-end-of-the-worl/ #aol-commentsFiled under: , ,

Ford CEOThere's no question about it, Detroit is back.

How can we tell? No, it's not the inspiring Chrysler ad featuring Clint Eastwood that ran at halftime during the Super Bowl. And it's not even the profits that have returned to the accounting ledgers at all three American automakers.

Here's how we can tell that Detroit is truly on the mend: General Motors (GM) and Ford (F) are sniping at each other again.

Twinkies, a Rain of Frogs, and a Missing Ford Pickup

The sniping between the two giants...

Ford Can't Seem to Take a Joke, but It's Not the End of the World originally appeared on DailyFinance.com on 2012-02-07T16:30:00Z.

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]]>2012Chevrolet SilveradoChryslerClint EastwoodcommercialsDetriotDetroitend of the worldEndOfTheWorldFord F-SeriesFord Motor Companymayan calendarMayanCalendarsuper bowl adsSuperBowlAdsThe Motley FoolJohn Rosevear, The Motley Fool2012-02-07T20:30:00Z Would You Pay $1,499 for an Apple Television? http://www.dailyfinance.com/2012/02/07/would-you-pay-1-499-for-an-apple-television/ 20166273 http://www.dailyfinance.com/2012/02/07/would-you-pay-1-499-for-an-apple-television/ #aol-commentsFiled under: , , ,

Apple TVNo one will be surprised if Apple (AAPL) rolls out a full-blown flat-screen HDTV later this year. The only thing that may turn heads will be the price.

A Best Buy (BBY) online survey -- originally unearthed by tech blog The Verge -- is asking participants how they would respond to a $1,499 high-def TV from Apple. The specs as stated on the Best Buy survey are impressive:
  • The set will be a 42-inch 1080p LED flat panel display, though some suggest that Apple may also offer smaller sets at...

Would You Pay $1,499 for an Apple Television? originally appeared on DailyFinance.com on 2012-02-07T16:00:00Z.

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]]>App StoreApple TVAppleTvBest BuyFaceTimeHDTViCloudIPhoneIPod TouchiTunesitunes storeItunesStoreITVsteve jobsSteveJobsstreaming videoStreamingVideoThe VergeRick Aristotle Munarriz, The Motley Fool2012-02-07T20:00:00Z Micron CEO's Sudden Death Raises Wider Questions on Corporate Successions http://www.dailyfinance.com/2012/02/07/micron-ceos-sudden-death-raises-wider-questions-on-corporate-su/ 20166283 http://www.dailyfinance.com/2012/02/07/micron-ceos-sudden-death-raises-wider-questions-on-corporate-su/ #aol-commentsFiled under: ,

Micron CEOMicron Technology (MU) suffered the sudden death of its CEO, Steve Appleton, on Friday in a small plane accident in Boise, Idaho. Beyond the obvious human tragedy, this event is a sad but important reminder about the need for effective CEO succession planning.

It's hardly the first time a large company has suffered the abrupt death of a CEO:

  • Biochemical distributor and manufacturer Sigma-Aldrich (SIAL) lost CEO Jai Nagarkatti to a heart attack in 2010.
  • Fast-food cult favorite...

Micron CEO's Sudden Death Raises Wider Questions on Corporate Successions originally appeared on DailyFinance.com on 2012-02-07T15:15:00Z.

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]]>Andrew McKennaCEO successionCeoSuccessionCharlie BellCorporate governancedeathFast Foodheart attackHeartAttackJim CantalupoJim SkinnerMcDonald'sMicron TechnologyRichard SnyderSteve AppletonThe Motley FoolDawn Kawamoto, The Motley Fool2012-02-07T19:15:00Z Bank Fee Backlash Cost Big Financial Institutions More Than 2 Million Customers http://www.dailyfinance.com/2012/02/07/bank-fee-backlash-cost-big-financial-institutions-more-than-2-mi/ 20166180 http://www.dailyfinance.com/2012/02/07/bank-fee-backlash-cost-big-financial-institutions-more-than-2-mi/ #aol-commentsFiled under: , , ,

Bank feesNobody likes to leave their bank. Apart from the hassle of setting up a new account, switching your direct deposit, re-entering all of your automatic bill payment information, and getting used to a new network of ATMs, there's the fact that banks are supposed to be our partners.

That's how they advertise themselves, after all -- as the steady friends who hold our money, gently push us towards our dreams, and even pay us a little bit of interest for hanging around. Looked at from this...

Bank Fee Backlash Cost Big Financial Institutions More Than 2 Million Customers originally appeared on DailyFinance.com on 2012-02-07T13:20:00Z.

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]]>bankbank feesBank of America Corpbank transfer daybank+feebank+of+americabankfeeBankFeesbankofamericaBankTransferDayBruce Watsoncanadian+bank+feescanadianbankfeesCitigroupcredit unionsCreditUnionsDebit CardsDebitCardsFinanceprotestorsTwitterBruce Watson2012-02-07T17:20:00Z An Insider Shares Mark Zuckerberg's 6 Secrets for Success http://www.dailyfinance.com/2012/02/07/an-insider-shares-mark-zuckerbergs-6-secrets-for-success/ 20165351 http://www.dailyfinance.com/2012/02/07/an-insider-shares-mark-zuckerbergs-6-secrets-for-success/ #aol-commentsFiled under: , , ,

Mark Zuckerberg employeesFacebook's initial public offering has focused yet another spotlight on the social networking site and on Mark Zuckerberg, its iconic leader. But beyond the hoopla surrounding the IPO, there's another, quieter story to be found in the wunderkind CEO: The lessons about life, personal finance and career that can be gleaned from his choices.

David Kirkpatrick, author of The Facebook Effect: The Inside Story of the Company That is Connecting the World -- the only book about the site written with...

An Insider Shares Mark Zuckerberg's 6 Secrets for Success originally appeared on DailyFinance.com on 2012-02-07T13:15:00Z.

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]]>adviceBill GatesDavid KirkpatrickDavidKirkpatrickFacebookIPOlessonsMark ZuckerbergMark Zuckerbergs houseMarkZuckerbergsHousesecrets of the richSecretsOfTheRichSteve Jobssuccessthe facebook effectThe HackerThe Social NetworkTheFacebookEffectTheSocialNetworktipsBarbara Thau2012-02-07T17:15:00Z 6 Strategies for Young Adults to Save More in 2012 http://www.dailyfinance.com/2012/02/07/6-strategies-for-young-adults-to-save-more-in-2012/ 20166029 http://www.dailyfinance.com/2012/02/07/6-strategies-for-young-adults-to-save-more-in-2012/ #aol-commentsFiled under: ,

Saving MoneyBy John Miley, Kiplinger's Personal Finance

Saving doesn't come easily for us young adults. Entry-level salaries don't give you a lot to work with. And, well, we also tend to spend what we make -- and then some -- on the latest gadgets and flashiest fashions.

But don't worry. We're not doomed to frivolity and the wreckage it can make of our finances. Here's how you can start saving smart throughout 2012:


Gallery: 6 Strategies to Save More This Year

ReviewPlay Keep AwayStart Off SmallHow Many Hours Does That Shirt Cost?Resist The Temptation To Splurge


More Galleries on Kiplinger:

o. Quiz: Are You Saving Enough for...

6 Strategies for Young Adults to Save More in 2012 originally appeared on DailyFinance.com on 2012-02-07T11:30:00Z.

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]]>adviceBankrateemergency fundEmergencyFundFederal Deposit Insurance CorporationFinancehousehold budgetHouseholdBudgetMint.comonline budgetingOnlineBudgetingpersonal financePersonalFinancesaving guidelinesSavingGuidelinessavingsStarbucks Corptipstricks to saveTricksToSaveKiplinger2012-02-07T15:30:00Z Savings Experiment: Snow Removal http://www.dailyfinance.com/2012/02/07/savings-experiment-snow-removal/ 20165174 http://www.dailyfinance.com/2012/02/07/savings-experiment-snow-removal/ #aol-commentsFiled under: ,

Savings Experiment: Snow Removal

View Poll

View Poll


Related Stories

Savings Experiment: Snow Removal originally appeared on DailyFinance.com on 2012-02-07T10:00:00Z.

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]]>cheap snow removalCheapSnowRemovalLiquid Snow ShovelLiquidSnowShovelrock saltRockSaltsaving on snow removalSavingOnSnowRemovalSavingsExperimentNadine Cheung2012-02-07T14:00:00Z Another Brokerage Bites the Dust: Is Wall Street In Trouble? http://www.dailyfinance.com/2012/02/07/brokerage-failures-Kaufman-WJB-ticonderoga/ 20165624 http://www.dailyfinance.com/2012/02/07/brokerage-failures-Kaufman-WJB-ticonderoga/ #aol-commentsFiled under: , ,

Wall StreetAccording to Warren Buffett, the United States dodged a bullet back in 2009. We didn't fall into a double-dip recession, and we won't be heading back into one anytime soon, either.

Just don't tell that to the stock brokerage industry.

Over the past couple of weeks, quietly and with little fanfare, three separate small brokerages bit the dust. In January, WJB Capital Group and Ticonderoga Securities both announced that a dearth of trading activity on the stock markets and a lack of capital...

Another Brokerage Bites the Dust: Is Wall Street In Trouble? originally appeared on DailyFinance.com on 2012-02-07T09:15:00Z.

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]]>brokerageFinanceGoldman SachsGoldman Sachs Group IncMain StreetMorgan Stanleystock marketStockMarketSusquehanna Financial GroupSusquehannaFinancialGroupTiconderogaSecuritiestrading volumeTradingVolumeWarren BuffettWJB CapitalWJB Capital GroupWjbCapitalWjbCapitalGroupRich Smith, The Motley Fool2012-02-07T13:15:00Z Why to Be Glad America Isn't Making TVs Anymore http://www.dailyfinance.com/2012/02/06/why-to-be-glad-america-isnt-making-tvs-anymore/ 20165615 http://www.dailyfinance.com/2012/02/06/why-to-be-glad-america-isnt-making-tvs-anymore/ #aol-commentsFiled under: , , ,

Panasonic"The Japanese consumer electronics industry is one of the most prominent industries in the world and is the world's largest electronics manufacturer ..." So begins the Wikipedia entry on the "electronics industry in Japan."

And you know what we should be saying to that? Good riddance. They can have it.

Despite all the complaining we used to hear in the 1980s about how Japan was "stealing American jobs" and "ruining American manufacturing" -- the same complaints we hear today about China --...

Why to Be Glad America Isn't Making TVs Anymore originally appeared on DailyFinance.com on 2012-02-06T16:35:00Z.

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]]>AmericaApple IncChinaCorning IncFinanceflat screen TVsFlatScreenTvsHaierhdtvHisenseHitachiHoward StringerJapanLCD televisionlosslow-marginmanufacturingPanasonicprofitSanyo Electric Co LtdSony CorpToshibaWikipediaRich Smith, The Motley Fool2012-02-06T20:35:00Z Your Unlimited Data Plan Isn't as Unlimited as You Think http://www.dailyfinance.com/2012/02/06/your-unlimited-data-plan-isnt-as-unlimited-as-you-think/ 20165530 http://www.dailyfinance.com/2012/02/06/your-unlimited-data-plan-isnt-as-unlimited-as-you-think/ #aol-commentsFiled under: , , , , ,

AT&TActive smartphone users better get used to an ugly buzzword: throttling.

Back in October, AT&T (T) began slowing down its most voracious data users. Wireless customers on unlimited plans who find themselves among the top 5% of bandwidth hogs are being advised that their online speeds will be dramatically reduced for the balance of their current billing cycles.

This, in a nutshell, is throttling.

Other companies offering "unlimited" plans have resorted to throttling in the past to keep...

Your Unlimited Data Plan Isn't as Unlimited as You Think originally appeared on DailyFinance.com on 2012-02-06T15:30:00Z.

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]]>AT&Tdata hogDataHogFinanceiphoneNetflix IncpandorasmartphoneSprint NextelSprint Nextel Corpstreaming videoStreamingVideothrottlingunlimited dataUnlimitedDatawifiWireless internetWirelessInternetRick Aristotle Munarriz, The Motley Fool2012-02-06T19:30:00Z A 'Devil Wears Prada' Take on the Wall Street Boy's Club http://www.dailyfinance.com/2012/02/06/a-devil-wears-prada-take-on-the-wall-street-boys-club/ 20165405 http://www.dailyfinance.com/2012/02/06/a-devil-wears-prada-take-on-the-wall-street-boys-club/ #aol-commentsFiled under:

Bond girlLike many people working on Wall Street, Erin Duffy was laid off during the recession.

"I guess I saw it coming," Duffy says of her August 2008 pink slip from Merrill Lynch, "in that they were obviously firing lots of people, so no one had any job security at that point."

But there was an unexpected upside to the layoff: Unemployment gave Duffy time to write a novel. She churned out 700 pages in eight months. "It was like really cheap therapy," she says. "I did it to keep myself sane."

Her...

A 'Devil Wears Prada' Take on the Wall Street Boy's Club originally appeared on DailyFinance.com on 2012-02-06T14:25:00Z.

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]]>Bond girlbond tradersBondTradersbook reviewBookReviewEntertainmentfictionMerrill LynchThe Devil Wears PradaWall StreetWallStreetCatherine Baab-Muguira2012-02-06T18:25:00Z 5 Things to Watch This Week: Pop, Streams, Mickey Mouse, Wireless, and DVDs http://www.dailyfinance.com/2012/02/06/5-things-to-watch-this-week-pop-streams-mickey-mouse-wireles/ 20165266 http://www.dailyfinance.com/2012/02/06/5-things-to-watch-this-week-pop-streams-mickey-mouse-wireles/ #aol-commentsFiled under: , , , , , , ,

Coca-colaThere's never a dull moment on Wall Street, especially now that the market is hitting multiyear highs. Let's go over some of the news that will help shape the week that lies ahead.

1. Cola wars: Pop goes the world this week as both Coca-Cola (KO) and PepsiCo (PEP) crack open their quarterly results.

Coke comes first -- and not just in market share -- with its report tomorrow. The Pepsi pourer follows two days later.

It's not just about carbonated fizz for either company. Both have broadened...

5 Things to Watch This Week: Pop, Streams, Mickey Mouse, Wireless, and DVDs originally appeared on DailyFinance.com on 2012-02-06T11:35:00Z.

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]]>AT&TCoca-ColaCoinstar IncearningsFinanceFrito-Lay IncLilyhammerPepPepsiCo IncRedboxSprint Nextelstocks to watchStocksToWatchstreamingThe Motley FoolVerizon WirelessWall StreetWalt DisneyRick Aristotle Munarriz, The Motley Fool2012-02-06T15:35:00Z Readers' Tips for Financial Renewal, Part 3: Investing for the Long Term http://www.dailyfinance.com/2012/02/06/readers-tips-for-financial-renewal-part-3-investing-for-the-l/ 20153512 http://www.dailyfinance.com/2012/02/06/readers-tips-for-financial-renewal-part-3-investing-for-the-l/ #aol-commentsFiled under: ,

investingA few weeks ago, we asked DailyFinance readers for their best tips for putting your financial house in order. Many offered advice on saving and careful spending, but the general consensus was that the best route to financial security lies in making your money work for you. And, ultimately, most agreed, that requires patience: While some suggested ways to achieve fast gains, most agreed that staying in the market for the long haul is the best way to ensure that you end up with a full bank...

Readers' Tips for Financial Renewal, Part 3: Investing for the Long Term originally appeared on DailyFinance.com on 2012-02-06T10:15:00Z.

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]]>401kBruce Watsonbuy what you knowBuyWhatYouKnowcollege townsCollegeTownsdiversificationdividend stocksDividendStocksdollar cost averagingDollarCostAveragingLong term investingLongTermInvestingMutual fundsMutualFundspersonal financePersonalFinancereal estateRealEstateTwitterBruce Watson2012-02-06T14:15:00Z Savings Insecurity Is Growing: Share Your Stories http://www.dailyfinance.com/2012/02/06/savings-insecurity-is-growing-share-your-stories/ 20164126 http://www.dailyfinance.com/2012/02/06/savings-insecurity-is-growing-share-your-stories/ #aol-commentsFiled under:

Broken savingsThe Los Angeles Times reports that more than three out of 10 Californians have too little in emergency savings, meaning they haven't set aside enough to get by for three months if they were to lose their jobs.

Exclude illiquid assets like houses, and that number -- 30.9% -- rises to an even more grim 43.1%, reports the nonprofit Corporation For Enterprise Development.

And California is hardly in the country's worst shape when it comes to economic cushions: The state ranks 39th out of 50 in...

Savings Insecurity Is Growing: Share Your Stories originally appeared on DailyFinance.com on 2012-02-06T06:30:00Z.

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]]>CaliforniaCorporation For Enterprise DevelopmentCorporationForEnterpriseDevelopmentemergency savingsEmergencySavingsFinancefinancial insecurityFinancialInsecurityjob lossJobLossLos Angelesmedical billsMedicalBillsPersonal FinancePersonalFinancereader submittedReaderSubmittedunemploymentEamon Murphy2012-02-06T10:30:00Z The Tricks to Maximizing the Cash-Back Card Payoff http://www.dailyfinance.com/2012/02/04/the-tricks-to-maximizing-the-cash-back-card-payoff/ 20163357 http://www.dailyfinance.com/2012/02/04/the-tricks-to-maximizing-the-cash-back-card-payoff/ #aol-commentsFiled under: ,

Chase FreedomSavers love cash-back cards. Unlike rewards cards that grant points, cash-back cards return a fraction of what you spend in good old U.S. currency.

Used responsibly, cash-back cards effectively give cardholders a discount everything they buy. But for the less disciplined -- those who carry a balance, for example -- be warned: You'll probably pay more than you earn in cash-back bonuses.

Banks Want You to Slip Up

Many cash-back cards offer 0% introductory rates that last for six to 12 months...

The Tricks to Maximizing the Cash-Back Card Payoff originally appeared on DailyFinance.com on 2012-02-04T07:00:00Z.

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]]>balance transferBalanceTransferbank feesBankFeesBest Buybest credit cardsBestCreditCardsCapital One Cash cardCapitalOneCashCardcash back credit cardsCashBackCreditCardschase freedomChaseFreedomFinanceinterest ratesInterestRatespersonal financePersonalFinancerestrictionsSaversThe Motley FoolTim Beyers, The Motley Fool2012-02-04T11:00:00Z