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Who's servicing your mortgage?

12:45PM 12/07/2009

Real Estate, The2MortgageGuys, Refinancing, 101 mortgages, Real Estate, Video

Have you heard the term "mortgage servicer" but don't really understand what it means? In this week's episode of Show & Tell with The 2 Mortgage Guys, we'll explain the difference between loan servicing, and the loan investor.

What you need to know about the mortgage process

12:00PM 11/23/2009

By Ryan Minick

Real Estate, The2MortgageGuys, Refinancing, Credit, 101 mortgages, Real Estate, Video

You're buying a house, your offer is accepted, but you still need to secure a mortgage -- now what? Check out this week's episode of Show & Tell with The 2 Mortgage Guys and we'll walk you through the steps of processing your loan application and explain what happens at the closing table....

Home buyer tax credit extended & improved!

11:00AM 11/12/2009

By Ryan Minick

Real Estate, Tax, The2MortgageGuys, Tax - Credit, Credit, Real Estate, Taxes, Video

The first time home buyer tax credit has officially been extended. If you're an existing home owner you may also qualify for the tax credit if you're planning on buying a new house! Check out this week's episode of Show & Tell with The 2 Mortgage Guys and we'll fill you in with the "nuts &...

The 2 Mortgage Guys: Fixed vs. adjustable mortgage rates

2:00PM 11/02/2009

By Ryan Minick

Real Estate, The2MortgageGuys, Refinancing, Credit, Real Estate, Video

Not all mortgage rates are created equal. There is a time and a place to consider an adjustable rate mortgage vs. a fixed rate. If you have short term plans to pay off your loan in full then an adjustable rate may save you money over the term of the mortgage. If you're planning on keeping your...

Property tax exemptions you can learn from by example

2:00PM 10/26/2009

By Ryan Minick

Real Estate, Tax, The2MortgageGuys, Tax - Deduction, Refinancing, Real Estate, Taxes, Video, Family Money, Saving Money

If you live in Indiana and you're planning on buying or refinancing a home then you'll definitely want to file for you eligible property tax exemptions. And if you don't, then follow along and we'll explain some of the common exemptions as well as the impact it could make on your tax savings. Ryan...

2 Mortgage Guys: What to do about mortgage after a divorce

3:00PM 10/12/2009

By Ryan Minick

Real Estate, Relationships, The2MortgageGuys, Credit, Real Estate, Video

Unfortunately divorces are a part of life and if you're unfortunate enough to go through one then there are a few things you need to understand regarding your home, mortgage and future credit. Check out this week's episode of Show & Tell with The 2 Mortgage Guys and we'll fill you in on one...

The 2 Mortgage Guys: Who are Fannie Mae & Freddie Mac?

5:00PM 10/05/2009

By Ryan Minick

Real Estate, The2MortgageGuys, Refinancing, Credit, Real Estate, Video

So you've probably heard of Fannie Mae and Freddie Mac but do you understand their role in the mortgage industry? We'll explain how they were created, what they do and how the taxpayers inherited these two multi-billion dollar organizations. Ryan Minick and Steve DeLon are The 2 Mortgage Guys....

The 2 Mortgage Guys explain benefits of escrow

12:30PM 9/28/2009

By Ryan Minick

Real Estate, Tax, The2MortgageGuys, Insurance - Home Insurance, Refinancing, Credit, Real Estate, Insurance, Video

This week on Show & Tell with The 2 Mortgage Guys we'll explain how escrowing works when included in your mortgage payment. We'll explain the benefit and advantage of escrowing your taxes and insurance as well as what could happen with future payments. Ryan Minick and Steve DeLon are The 2...

The 2 Mortgage Guys: Locking in your interest rate

8:00AM 9/21/2009

By Ryan Minick

Real Estate, The2MortgageGuys, Refinancing, Credit, Real Estate, Video

Are you thinking about buying a home? Are you worried about missing out on the historically low interest rates? In this week's episode of Show & Tell with The 2 Mortgage Guys we'll explain the rate lock process. We'll let you know how and when to lock in your mortgage rate. Ryan Minick and...

The 2 Mortgage Guys: How credit scores are calculated

10:00AM 9/14/2009

By Ryan Minick

Credit, Real Estate, The2MortgageGuys, Credit Reports, Personal Loans, Refinancing, Credit, Real Estate, Insurance, Video

So you've heard of credit scores, but do you really understand how they're calculated? In this week's episode of Show & Tell with The 2 Mortgage Guys we'll break down the credit report guidelines and give you a few tips on how to keep your score from limiting your financial options! Ryan...