Ken and Daria Dolan, America's first family of personal finance, answer your questions every Friday.

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Your credit score has never been more important than it is today. In an economy where credit is ridiculously tight, credit card companies are ruthlessly raising interest rates and slashing credit limits, and competition for jobs is fierce, your credit score can make or break you. Today, Ken and Daria help WalletPop reader Sharon learn the basics of what her credit score is and how to get a copy of her credit report.

Dear Ken and Daria,

How do I get a copy of my credit score? Is "FICO" a credit score and how do I figure mine out?

--Sharon

Learn more about improving your credit score and debt management at Dolans.com.