Ken and Daria Dolan, America's first family of personal finance, answer your questions every Friday.

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With more than 3.6 million jobs lost and unemployment headed toward 10%, more and more people are considering whether or not to leave the rat race and go into business for themselves. The Dolans share some tips and a few warnings that can help you decide whether or not to take the leap.

Dear Ken and Daria,

I'm thinking about starting my own business but I'm scared -- especially in this economy. Do you have any advice for me?

--Melanie

You'll find lots of strategies for managing your career and surviving this recession at Dolans.com.