Ken and Daria Dolan, America's First Family of Personal Finance, answer your money questions every Friday.

Click here to ask Ken and Daria your question.

Everyone looks forward to tax season about as much as getting a tooth pulled ... without the anesthesia. It's almost like the IRS went out of their way to make tax rules as confusing as possible to keep you from saving money.

An important distinction you'll want to be aware of is the difference between a tax credit and a tax deduction, especially this year. One is definitely better for your total tax bill. Do you know which one it is? Watch below to find out.

Dear Ken and Daria,

What is the difference between a tax credit and a tax deduction?

-Jeff



Ken and Daria help you lower your taxes with tips for finding deductions where you may not think to look. Find this guide exclusively at Dolans.com.