Ken and Daria Dolan, America's First Family of Personal Finance, answer your money questions every Friday.

Click here to ask Ken and Daria your question.

The unemployment numbers have been skyrocketing lately, leaving many Americans out of work and under a mountain of debt. We know what a terrifying situation this can be to find yourself in. That's why we want to assure you that there are steps you can take to keep up with your payments and get yourself back in the job market. Let's take a look at how exactly you can do that.

Dear Ken and Daria,

I lost my job of 12 years and have fallen behind on payments for several credit cards. What should I do?

-Unemployed



If you have lost your job and are struggling to make ends meet, Ken and Daria can show you how to cope and get back on the right track with their 7-step action plan.