Ken and Daria Dolan, America's First Family of Personal Finance, answer your money questions every Friday.

Click here to ask Ken and Daria your question.

Having life insurance is sort of like that TV show, The Price is Right: The winner in the insurance game is the one who comes closest to meeting their exact life insurance needs without going over. So, how do you know how much you need -- and how long do you need it for?

This question gets trickier to answer as you enter retirement. Check out our video response below to learn what criteria you need to consider when making this important decision.

Dear Ken and Daria,

I have a life insurance policy through work that will end when I retire soon. I say we still need the insurance, but my husband disagrees. What do you suggest?

-Flo

Taking care of your life insurance needs is a critical part of your financial plan. Start with Ken and Daria's worksheet on Dolans.com to make sure you're getting the right coverage.