10 Ways to Boost Your All-Important Credit Score

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Your credit score holds a lot of power. It affects your ability to get a car loan, rent an apartment, apply for a mortgage, and sometime, even your ability to get a job. And fundamentally, a lower score means that every time you need to borrow money, you'll pay more to do it. Over time, that really adds up.

Fortunately, a less-than-perfect credit score today doesn't doom you to a life of bad options and high interest payments. There are plenty of ways you can start now to improve your score and your overall financial success. Here are the 10 biggies:

Paula Pant ditched her 9-to-5 job in 2008. She's traveled to 30 countries, owns seven rental units and runs a business from her laptop. Her blog, Afford Anything, is a gathering spot for rebels who want to ditch the cubicle, shatter limits and live life on your own terms -- while also building wealth, security and freedom.

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d_diebold

CREDIT PUTS YOU IN BONDAGE, A TRICK OF SATAN. BUY BEYOND YOUR MEANS AND YOU WILL STAY IN BONDAGE FOR YEARS. AMERICA IS IN BONDAGE DUE TO CREDIT.

September 02 2014 at 6:26 PM Report abuse +1 rate up rate down Reply
pfjw

The only outright silly point is to suggest asking someone else to be an authorized user on their card. Short of a spouse or direct family member (and event that remains iffy), this is a short means to ending a friendship. If one's credit is sufficiently poor to require this means for improvement, that will be a great big red flag. Start with a pre-paid card if showing responsible use is at issue.

9 parts common sense, one part sheer silliness... A better ratio than most of these articles in any case.

September 02 2014 at 1:54 PM Report abuse rate up rate down Reply