6 Little Changes You Can Make to Save Big Bucks

Sometimes, little things can make a big difference.

When it comes to maximizing your budget, you don't need to get down and dirty with a spreadsheet and a calculator -- all you need to do is make smart decisions and handle your money wisely. That includes adjusting things from time to time to guarantee you're getting the most for your money that you possibly can.

These six fast and simple techniques pack a big punch in improving your bottom line.

Paula Pant ditched her 9-to-5 job in 2008. She's traveled to 30 countries, owns six rental units and runs a business from her laptop. Her blog, Afford Anything, is a gathering spot for rebels who refuse to say, "I can't afford it." Visit Afford Anything to learn how to shatter limits and live life on your own terms.

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inflation will eat up money laying in your bank,I would and do have most of mine in solid stocks!

July 13 2014 at 12:31 AM Report abuse +1 rate up rate down Reply

All the tips given below are good, but if you want to retire and not eat cat food, there are two things that must take place: Retire your mortgage and pay off any credit card bills that you may owe. THEN, begin to put aside at least six months of living expenses in a savings account - a year is even better. NOW you are just BEGINNING to get secure and comfortable in your financial position.

July 12 2014 at 3:36 PM Report abuse +2 rate up rate down Reply

Buy used cars. Drive them sensibly. Pay cash. Dump cable except for Internet. Get digital antennas for your TVs - you can get the major networks and maybe 10 to 20 stations for free. The major networks are almost always HDTV. Buy all energy efficient appliances. Since you cannot buy an energy efficient dryer, get one that turns off after the clothes are dry. You don't need a home phone - get a cell phone. If necessary, get on the family plan. I buy my cell phones on eBay. Work perfectly, but cheap. You don't need a camera and all those bells and whistles on your phone. They waste time. See all the time others are wasting? Get handyman books used from Amazon or Goodwill and do virtually all your home repairs. You would be shocked at how much money you can save.

July 12 2014 at 6:19 AM Report abuse +3 rate up rate down Reply

There's probably nobody more serious about money than I am. On paper I'm worth more than Bill Gates and Warren Buffett combined.
To start with, if you really want to save money, never fill your wallet with cash - cash flows like sewage. Put all of it in the bank, and then only make withdrawals for items you need, not that you want.
Think before you spend on anything instead of buying solutions.
Maintain everything you own so you never have to replace it: ( I've been known to oil the underside of my vehicles so they don't rust and last forever.)
Always seek expert advice to avoid mistakes. Most advice is free - maybe cost you a cup of coffee or a lunch.

July 11 2014 at 6:07 PM Report abuse +2 rate up rate down Reply