10 Tough Money Questions You Must Ask Your Future Spouse

Your marriage is for richer or for poorer. Wouldn't you rather know in advance which it's going to be?

Congratulations on your pending nuptials! There's nothing like finding the person you want to spend your life with. But at the risk of dumping a bucket of cold water over your romance, here's an awkward question for you: Have you run a credit check on this character?

Or, putting it another way, your marriage is "for richer or for poorer." Wouldn't you rather know now which it's going to be?

"Few people speak about the link between finance and relationships, yet money often acts as a major contributing factor to divorce," said Joshua Kadish, a partner at RPG-Life Transition Specialists, an Illinois wealth-management firm. "Understanding how to navigate through financial challenges and preparing for the future will allow you to build a strong financial foundation for your relationship."

That might sound reasonable if unromantic. But a survey just released by Experian (EXPR), the credit rating agency, says that the credit score is the top financially-related topic that couples do not discuss before marrying. In fact, the survey says, 14 percent of couples don't talk about it after the marriage, either.

And yet, survey respondents said that financial responsibility matters more than physical attractiveness. And financial compatibility ranked above sex, religion and politics.

It may feel awkward. The conversation may be embarrassing. But here are 10 questions you really should ask your partner before you get married.

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What if the person doesn't work but has a bunch in non liquid assets like real estate , collectables patents etc ?

June 06 2014 at 12:46 AM Report abuse rate up rate down Reply

Savers and spendthrifts do not make a good match.

June 06 2014 at 12:28 AM Report abuse rate up rate down Reply

who is the advice for ? the wife or the husband? If you tell a wife all the secrets she will use that and probably not for the benefit of the family. Women will chase and marry men for money ...that is a fact!!! Men rarely chase women for money because it has already been spent on frivolous crap. I wish someone would start " rent a woman" you pay a nominal amount and she cooks and cleans, for room and board and sex can be individual payments with maybe a bonus if she performs well

June 05 2014 at 7:38 PM Report abuse +1 rate up rate down Reply

The advice in this article is excellent. But --- you will have a tough time getting these answers from your fiance/fiancee. And that is IF they will talk about it, at all. Most will just stonewall and immediately change the subject.

Money is the last taboo in our society. People refuse to discuss it. The result of this is that money is the No. 1 thing that couples fight about.

June 05 2014 at 7:24 AM Report abuse +3 rate up rate down Reply
1 reply to Valerie's comment

Those who refuse to disclose have something to hide.

June 06 2014 at 12:31 AM Report abuse +1 rate up rate down Reply