I opened up my budget tracking tool last November, and my jaw dropped -- I had spent $1,200 on food that month. That's when I knew I had to make a change.
Now, a few notes about that total: That includes groceries, restaurants, bars and fast food. Also, I prepared Thanksgiving dinner -- $125 for couple of pies and a turkey for six people. However, that $1,200 number stuck with me -- I needed to cut my spending on food.
It was when my now-fiancé proposed over Christmas that I knew needed to buckle down and cut my food spending by a lot. Weddings are expensive, and the money that was going toward nights out and nice dinners with friends was wrecking my budget. While I wasn't going into debt, I realized it was just a matter of time. And debt is something I strenuously avoid. (I never carry a balance on my credit cards and am constantly monitoring my credit scores for free on Credit.com to make sure my credit utilization level is low.) If I was going to start cutting my food spending, I needed new rules for myself.
How I Cut My Food Spending in Half
- Pack lunch for work. A simple step, yes, but I realized that I don't need to pack a lunch every day for work, just pack supplies for lunches once a week. I realized I could get a big supply of baby spinach, some dried cranberries and some salad dressing, and have enough to last me for lunches the entire week. It made packing a lunch less of a hassle, and helped me avoid ordering lunch delivered to the office on Seamless on a daily basis. (I still let myself order in every once in a while.)
- Make grocery shopping a priority. I'm a New Yorker, so stocking up on groceries for the week is more difficult than hopping in my car, filling up my cart and heading home. I have to carry all my groceries from the store to my apartment, and a week's worth of food is shockingly heavy. I've opted instead to use Fresh Direct to order groceries every week. Even though I know I'm not getting the best deal on every item I buy, I know that by regularly filling my fridge, I'm not ordering a $25 meal from an online food delivery service. The savings adds up.
- Just say no. Part of my food spending problem was that I would go out with friends and feel pressured to order another round of drinks, splurge on dessert, or get a bunch of appetizers for the table. I deserved it, right? I had to learn some self-control and think about the bigger expenses I really wanted -- owning a home in a few years, saving money for my upcoming wedding (and the awesome honeymoon we want), and planning for a fully funded retirement. (Yes -- I'm a millennial who is thinking about retirement -- we do exist!)