One Easy Way to Make Free Money While Shopping Online

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For the past seven years, I've made money off of every online purchase I've made. It wasn't because I'm incredibly talented at finding coupon codes, patient enough to wait for sales or secretly running an eBay business in my home. It was because I've been taking advantage of cash-back shopping, and often combined those savings with sales and coupons.

How Much is 30 Seconds of Your Time Worth?

The secret to capturing hundreds of dollars of free money is by simply adding one small step to your online shopping process. Instead of going directly to a store's site to purchase an item, go to a cash-back portal like Mr. Rebates, Ebates, ShopAtHome or FatWallet and click through to your desired store through these sites. That small step, which adds 30 seconds at most, can earn you 1 percent to 30 percent off your purchases as cash back. For example, of the writing of this article, Mr. Rebates was offering the following cash-back rebates: 6 percent for Nordstrom (JWN), 6 percent for Banana Republic (GPS) and 5 percent for Nike (NKE).

Cash-back portals have affiliate relationships with the stores listed on their sites. Each time a cash-back portal refers a paying customer to a store, it receives commission, typically a percentage of the sale. In return for you going through their portals to do online shopping, you share in this commission. This revenue sharing has allowed me to make more than $700 just by adding one small step to my shopping routine.

Sales, Coupon Codes, Credit Card Rewards, Bonuses (Phew!)

In addition to getting the cash back, these portals also aggregate coupon codes by store, which saves you time and hassle. Best of all, this cash-back benefit can generally be combined with existing sales, coupon codes and credit card rewards

The sites often offer introductory bonuses. At Mr. Rebates, you can get a $5 sign-up bonus. At Ebates, it's a $5 to $10 gift card after your first $25 purchase. At ShopAtHome, you get a $5 bonus for signing up. At Fat Wallet, you get cash back just for shopping online,

Cash-back portals differ in terms of store selection, cash-back percentage and payout terms. Before signing up, browse a few portals to confirm the stores you shop at are eligible for cash back and that you're comfortable with the payout terms (i.e. the minimum threshold to receive a check).

If you want to maximize your earnings, sign up for all the cash back portals and then use a cash-back comparison site like CashbackHolic or Evreward to figure out the portal offering the highest cash back percentage by merchant. A guide will help with this analysis.

Roger Ma is a digital media professional, personal finance expert, and licensed real estate salesperson. He is the founder of lifelaidout, a personal finance blog that helps others identify value and save time, money, and energy in their everyday lives.

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Buy Alexa

Thanks to the power of the internet you can now get thousands of dollars free every month for the rest of your life. With little if any work involved this website can get you started. Free video to watch that will explain everything you need to know. Be sure to visit

Another great way to make money for free online is to create a website or small business online. Aside from hosting or marketing if you choose to do so there's no real fees. Everyone uses the internet now days so why not jump in on the action. There's thousands of ways to make free money online.

Advertising on a website you own can also generate a ton of free cash. I'm sure by now you've seen websites loaded with click-able advertisements. Did you know that you can get paid for every click a visitor makes on advertising banners. Well you do!! And it's an easy way to make money online.

September 11 2014 at 12:07 AM Report abuse rate up rate down Reply

I do surveys online to make a few extra bucks. I make around $200 a month or so. It wont make you rich but it is easy. Check out cashcrate it's the best.

September 05 2014 at 12:45 AM Report abuse rate up rate down Reply

I do surveys online to make a few extra bucks. I make around $200 a month or so. It wont make you rich but it is easy. Check out cashcrate it's the best.

August 06 2014 at 12:04 AM Report abuse rate up rate down Reply
Revo Taib

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August 05 2014 at 2:56 PM Report abuse rate up rate down Reply
Selly Sen

How to start your small business.

May 11 2014 at 11:41 AM Report abuse rate up rate down Reply
Suraj Kartha

Interesting article, I mostly earn via PTC Sites online and make over $5 per day, of course it's potential is even more, there are people who make over $50 per day using PTC sites, here's the one which I found to be the most effective:

And here's a breakdown of how to make it big (slow but definitely wins you the race :) ):

1) Once you have signed up, start viewing ads on a daily basis, initially, would earn you ATLEAST $0.06 on a daily basis.

2) PTC Sites let you do whats called as "renting referrals" where you rent people to earn a portion of their own ad clicks, and yes, you too are a rented referrals to someone although you won't know it.

3) Now, after 10 days, you would have $0.60, now transfer the money to your “Rental balance” by clicking on “Add funds”.

4) Next click on “Rent Referrals” and rent 3 referrals to begin with.

IMPORTANT: Turn on “AutoPay”, it’s a functionality within PTC Sites where the first click by the referral would go towards an extra day’s rent, that way the rented referrals would pay for themselves for an additional day so you don’t have to worry about extending them after 30 days.

Assuming your 3 rented referrals stay active, you will earn the following:

3 RR * 4 RR-clicks at $0.005 each = $0.06 / day
Plus your own ad clicks will earn you a total of approx $0.06 / day
For a total of $0.12/day.

Similarly after 10 days, rent 6 more referrals (since now you would have $1.20), remember – the more the referrals, the more the earnings.

5) Continue until you acquire 200 rented referrals

Yes, It will take some time, but remember, you are building a business and passive income with just a small time commitment each day! It goes pretty fast since renting referrals increases your income, and increased income allows you to rent more referrals.”

200 RRs * 4 RR-clicks at $0.005 per click = $4/day!!! That’s $120 per month!

6) Advanced:

If you are content with what you are earning you can carry on but if you want to increase your earnings and take it to next level, follow the below instructions:

Now that you have 200 referrals, stop renting and save up $80 so that you can upgrade to Golden. Once you go Gold, you will double up your income nearly instantly since the payouts are 2x – 10x for your clicks and referral clicks!

Here is your income before Golden:
200 RRs * 4 RR-clicks at $0.005 per click = $4.00 per day (plus your personal clicks)

Here is your income after you go Golden:
200 RRs * 4 RR-clicks at $0.01 per click = $8.00 per day (plus your personal clicks)

Once you’ve gone golden, begin renting referrals again. It’s tempting to cash out, but you really want to get to the maximum number of rented referrals.

7) Resume your rental process and acquire 2,000 RRs.

This will not take too long since by now you should be earning over $200 per month.

2000 RRs * 4 RR-clicks at $0.01 per RR-click = $80/DAY

So you see?

This is how you earn online with PTC Sites

May 06 2014 at 10:00 AM Report abuse rate up rate down Reply
Jah Rastafari


May 05 2014 at 3:10 PM Report abuse rate up rate down Reply