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Obamacare Deadline Is Here: What You Need to Know

Obamacare's 6-Million Target Hit As Exchange Sees Visits Surge
Andrew Harrer/Bloomberg via Getty Images
Monday is the deadline to sign up for private health insurance in the new online markets created by President Barack Obama's health care law. So far, about 4 out of every 5 people enrolling have qualified for tax credits to reduce the cost of their premiums.

Here's what you need to know:

• The sign-up website stumbled on deadline day. Visitors to on Monday morning saw messages that the site was down for maintenance. At times the visitors were also directed to a virtual waiting room -- a feature designed to ease the strain on the site during periods of heavy use. Officials attributed the problem to a software bug.

• The deadline is at midnight Eastern Daylight Time for the states where the federal government is running the sign-up website; states running their own exchanges set their own deadlines.

• You can sign up online by going to or your state insurance exchange. If you don't know what your state marketplace is called, will direct you.

• You can call 1-800-318-2596 to sign up by phone or get help from an enrollment specialist.

• Check online for sign-up centers that may be open locally, offering in-person assistance.

• If you started an application by Monday but didn't finish, perhaps because of errors, missing information or website glitches, you can take advantage of a grace period. The government says it will accept paper applications until April 7 and take as much time as necessary to handle unfinished cases on

• Be prepared for the possibility of long wait times.

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Lets see. We were told before ACA that somewhere between 30 & 40 million were with out healthcare!! ACA began and 6 million policies were cancelled. Now 6 million have signed up for ACA( maybe???). There are still 30 or 40 million uninsured?? What happened???

March 31 2014 at 12:51 PM Report abuse +2 rate up rate down Reply

Here is what I'd like to know. How many consumers who have signed up ultimately closed the deal by paying their first month's premium? How many were previously insured and lost it because it was non compliant with ACA rules ?—

March 31 2014 at 12:44 PM Report abuse +2 rate up rate down Reply

stalin i mean obama can suck my a** h*** ill never pay the penalties.

March 31 2014 at 11:28 AM Report abuse -4 rate up rate down Reply

It has been reported that when inmates are processed into the "Cook County" jail (that would be Chicago), they are now being enrolled into "Obamacare." Wonder who will be paying for that? Sounds like boosting the numbers in Obama's home state of Illinois. That's especially interesting when inmates are not suppose to be receiving social security benefits while incarcerated.

March 31 2014 at 11:01 AM Report abuse -1 rate up rate down Reply
1 reply to dtate38's comment

your nose is growing

March 31 2014 at 12:09 PM Report abuse rate up rate down Reply

The ACA is one of the worst laws written since the Volstead Act and we all know how that turned out!

March 31 2014 at 10:48 AM Report abuse -1 rate up rate down Reply

Let's see, 38 delays so far. What other concessions will be made and to whom for what? Could they be for votes? The employer mandate delayed and for what? Democratic Senators are now starting to sound like those evil Republicans by calling for "tort reform." Democrats are staying away from the President and his "If you like your doctor, you can keep him! If you like your health plan, you can keep it! People will save $2500 a year! Period!" LOL and a whole lot of lies!

March 31 2014 at 10:47 AM Report abuse -1 rate up rate down Reply
1 reply to dtate38's comment

Just maybe the delays are to enable people to sign up for health care coverage...

March 31 2014 at 11:03 AM Report abuse +4 rate up rate down Reply

Even the authors of this law now agree it was badly written! The President shut down the government to keep his individuaal mandate in place then turned around and extended it till after the mid term elections. This wasn't his first illegal change to the law either he has made changes unilaterally at his pleasure ignoring the Constitution along with Congress who are responsible for this SNAFU!!

March 31 2014 at 10:45 AM Report abuse -1 rate up rate down Reply

I love to here these opinions about the ACA and how Obama is screwing them over. First off insurance companies and Pharmaceutical companies don't care about your health they care about profits. The GOP says let the free market take care of our healthcare. Well it's the free market who made our healthcare system the most expensive in the world.

March 31 2014 at 9:04 AM Report abuse -1 rate up rate down Reply

WOW, too many fox supports leaving comments.

March 31 2014 at 8:57 AM Report abuse +3 rate up rate down Reply
1 reply to Lenny's comment

The misinformed.

March 31 2014 at 9:05 AM Report abuse rate up rate down Reply

If this is about being able to say you have insurance then it's good, but when you find out after going to a Doctor, as we did last week, that the actual procedures are all out of pocket until your deductible is met, most are around 10,000 per year . The insurance is not health insurance but a high deductible catastrophic coverage, that will leave you buried in out of pocket cost, or turned away for not being able to cover the deductible, all while having to pay the monthly insurance premium.

March 31 2014 at 8:29 AM Report abuse -1 rate up rate down Reply
1 reply to usapaydirt's comment

That's only for the bronze plans ... go one up to silver and the coverage is better. Sadly, more expensive, too...

March 31 2014 at 11:06 AM Report abuse +4 rate up rate down Reply