Social Security is an important part of the financial plans that Americans set up for their retirement years. But many don't know how divorce affects the benefits they're entitled to collect.

In the following video, Fool contributor Dan Caplinger looks at situations in which divorced spouses can collect benefits based on an ex-spouse's work record. Dan notes that although the rules are different depending on whether your ex is still living or has passed away, there are certain common elements to both situations. Dan also looks at the different ways in which remarrying can affect your ability to collect benefits based on an ex-spouse's work history.

Social Security plays a key role in your financial security, and with millions of Americans relying primarily on the government program for their retirement income, it's more important than ever for you to make the most of the Social Security benefits you have coming to you. In our brand-new free report, "Make Social Security Work Harder For You," our retirement experts give their insight on making the key decisions that will help you boost your monthly benefits and ensure a more comfortable retirement for you and your family. The report is absolutely free, so click here to get your copy today.

The article How Social Security Works for Divorced Spouses originally appeared on

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