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Despite its overwhelming popularity with retirees, Florida may not be the best place to spend your golden years, according to a report released by Bankrate Monday. Instead, Tennessee and Louisiana topped Bankrate's list of the 10 most retiree-friendly states, which equally weighted cost of living, taxes, access to healthcare, crime rates and climate.

Some chillier spots, including Nebraska and North and South Dakota also made the list. They may not be dream retirement destinations, but these states are actually ideal for retirees because of their lower taxes and cost of living and lack of crime, according to Bankrate, a financial information website.

"If you can bear [South Dakota's] temperatures, it's a pretty good place to live on a fixed income," said Chris Kahn, an analyst at Bankrate.

Florida, meanwhile, is notably absent from the top 10. While it boasts warm weather and reasonable state and local tax rates, a relatively high cost of living and crime rate sunk the "Sunshine State" to nineteenth place, Kahn said.

These 10 states, however, offer a better balance between affordability and quality of life in retirement, according to Bankrate.

To compile the list, Bankrate analysts ranked climate using average temperatures over 30 years (1981-2010) and valued cost of living with statistics from the Council for Community and Economic Research. Taxes were ranked using the Tax Foundation's analysis of state and local tax burdens. Access to healthcare was based on hospital beds per 1,000 residents and doctors per 100,000 residents from the Kaiser Family Foundation and U.S. Census Bureau, while crime rates were ranked using violent and property crimes per 100,000 people from the 2011 FBI Uniform Crime Report.

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Any place South is better than Jersey

May 08 2013 at 3:19 AM Report abuse +3 rate up rate down Reply

Notice none of the Northeast liberal states nor the west coast liberal states are on the list. Gee I wonder why.

May 08 2013 at 1:18 AM Report abuse +1 rate up rate down Reply
1 reply to ybob555's comment

Yeah fancy that? gee and NY , NJ, an CA are such business friendly tax havens arent they?

July 10 2013 at 6:32 PM Report abuse rate up rate down Reply

OMG, this list has got to be a joke. If not, the criteria is utterly ridiculous that lead to selecting these 10 hell holes for best retirement spots. Most have extremely high energy costs for heating, AC, and some of the worst medical systems in the country. I think this list is a GOBagger list for \"You are old, now just die and we don\'t have to listen to you any more\".

May 08 2013 at 12:34 AM Report abuse -2 rate up rate down Reply
1 reply to wmichalek's comment

You are an a-hole. Where does it even imply "gobagger"? I presume you mean the Tea party. Look chump, blue states are where people are getting taxed to death and leaving in droves. Just Stay in NY or California where you like getting spreadeagled.

July 10 2013 at 6:30 PM Report abuse +1 rate up rate down Reply

so,when people retire they usually pack it all in and leave to relocate ???
don't know a soul over here that did this.

May 08 2013 at 12:10 AM Report abuse -1 rate up rate down Reply

colorado springs sucks,speed traps everwhere high taxes no jobs home invasions,

May 07 2013 at 11:38 PM Report abuse +2 rate up rate down Reply

Hi folks . a reverse morgage is another way banks are taking advantage of people that are all ready hurting for money . and do not tell them that the program has aready proved to be something you should not do./ I guess no one cares about telling the truth anymore.

May 07 2013 at 8:45 PM Report abuse rate up rate down Reply

Go where you have peace and quiet ,and friendly folks, to spend yout golden years .I put a snow shovel on the front of my car and drove south .When you reach an area where everyone asks yiou what that shovel is for ,that's where I knew I was in the right place . Naples,Florida . Pristine beaches ,great restaurants and great entertaiment in art and theater .

May 07 2013 at 8:21 PM Report abuse rate up rate down Reply

Fixed income and high crime rate. Mug me as I get older

May 07 2013 at 7:24 PM Report abuse rate up rate down Reply

Tennesse has same climate as Fla ? OMG !!

May 07 2013 at 6:53 PM Report abuse rate up rate down Reply
2 replies to Gordon's comment

must have happened when gore declared that globull warming trend.

May 08 2013 at 12:09 AM Report abuse rate up rate down Reply
Wayne McGlothlin

No. It's better. It actually has four seasons...and REAL dirt in the yard which supports a lawn!

May 08 2013 at 4:58 AM Report abuse rate up rate down Reply

The comment on Mississippi is terribly slanted. Mississippi has some of the best medical facilities and doctors in the country. The crime rate looks bad because of Jackson which is about 90% Democrat. Take Jackson out of the mix and the crime rate will be drastically reduced.

May 07 2013 at 2:32 PM Report abuse rate up rate down Reply
2 replies to Andy's comment


May 07 2013 at 2:55 PM Report abuse +1 rate up rate down Reply

Typical bagger, equates democrats with criminals and then wonders why baggers are looked at with utter contempt by 95% of the country. Whooweee, looke at the dumbb thangs ah kin poste I are an ijit and don\'t carre who harezit. Just pathetic and just skirting racist. Your Klan group must be so proud of you.

May 08 2013 at 12:43 AM Report abuse -1 rate up rate down Reply