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From getting a Tibetan terrier puppy to saving for an engagement ring, here's how six people plan to spend their tax refund this year.


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Employer Sponsored Health Coverage Explained

The Affordable Care Act, also known as Obamacare, is simpler than some people may give it credit for. The basic rule to remember is that everyone must carry Minimum Essential Coverage (MEC) or pay a penalty. Employers with 50 full-time employees or more are obligated to sponsor plans for their workers to help them meet this requirement.

How to Report RSUs or Stock Grants on Your Tax Return

Restricted stock units (RSUs) and stock grants are often used by companies to reward their employees with an investment in the company rather than with cash. As the name implies, RSUs have rules as to when they can be sold. Stock grants often carry restrictions as well. How your stock grant is delivered to you, and whether or not it is vested, are the key factors when determining tax treatment.

What is a Schedule Q Form?

The Internal Revenue Service (IRS) has two very different forms that go by the name Schedule Q. One of them is for people who participate in certain real estate investments; this is known as a Form 1066 Schedule Q. The other Schedule Q deals with employer benefit plans. It?s not something an individual taxpayer would normally have to deal with, though a small business owner might need it.

Incentive Stock Options

Some employers use Incentive Stock Options (ISOs) as a way to attract and retain employees. While ISOs can offer a valuable opportunity to participate in your company's growth and profits, there are tax implications you should be aware of. We'll help you understand ISOs and fill you in on important timetables that affect your tax liability, so you can optimize the value of your ISOs.

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Robert Young

Probably spending their money on much higher gas and food prices caused by obama's marxist fiscal, monetary and regulatory policies

April 16 2013 at 1:21 PM Report abuse rate up rate down Reply
Michele

WHAT REFUND????? I'm a widow with no children at home so I just keep paying, and paying!

April 16 2013 at 9:48 AM Report abuse rate up rate down Reply
silverfawn

Bills, bills and more bills....

April 16 2013 at 9:11 AM Report abuse rate up rate down Reply
bubbarx99999

I will use it to help make up for the $2400 that un-Affordable Health Care is costing family my year.

April 15 2013 at 8:32 PM Report abuse +1 rate up rate down Reply
bakethis

It's not a refund, it's an over payment.

April 15 2013 at 6:57 PM Report abuse +1 rate up rate down Reply
teltech544

I put my money in my mattress. Hopefully the economy will get better after you know who gets done screwing the lower and middle classes over royally. But for now I am going to sleep on it. (Pun intended)

April 15 2013 at 6:38 PM Report abuse +1 rate up rate down Reply
crysssy

Paying bills with my small refund.

April 15 2013 at 4:52 PM Report abuse rate up rate down Reply
bobmc369

Not buying anything. Why pay more taxes? This is my money. I am using my refund to pay down and eliminate most of my debt. Putting the rest away as part of my future retirement expenses and Medicare (seeing the government is setting up to screw me later).

April 14 2013 at 2:16 AM Report abuse +2 rate up rate down Reply