So, America, are you happy now?
The economic experts and the Wall Street analysts all say you should be. Consumer confidence levels are up more than 11 points since January, and judging from the surveys, most people think things are only getting better. The Wall Street Journal says consumers are "freshly flush" from stock market gains, and starting to feel confident enough to take on debt again. The fourth quarter of 2012 saw consumers taking out new loans at their fastest rate since the economy crashed in 2008.
Your 10-point reality check
And yet, if you're feeling somehow left out of the party, and wondering if you're missing something -- that somehow, someway, you are the crazy one.
Well, perhaps not. Turns out, once you remove the pink glasses, and don some green eye-shades instead, not everything looks quite so rosy.
What follows are just 10 examples of why you might be feeling down in the dumps when everyone else acts like you should be living high on the hog.
Motley Fool contributor Rich Smith owns shares of Bankrate.com.