The 10 Best States to Retire In Now

Rio Grande Texas retirement
By Mandi Woodruff

Ask anyone to name the states most coveted by retirees in the U.S. and chances are high they'd fire off a list of sun magnets on either coast.

But as today's seniors look toward retirement with nest eggs battered by the recession, more thought will go into choosing their final zip code than climate alone.

In a search for the best states to retire,'s Richard Barrington spent weeks analyzing what he says are the seven key factors seniors should consider:
Cost of living, property taxes, violent crime rates, climate, life expectancy for seniors, recent population growth in the senior demographic and unemployment.

"Retirees and young people have very different concerns," Barrington told Business Insider. "Crime's a good example. Older folks are especially vulnerable to crime and they tend to worry about it more."

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Billy Goat

I think the wording regarding the percentages and the cost of living is wrong. For example, "92 % lower than the national average"; I think that the writer meant to say "92% of the national average" which would equate to being 8% lower. If the national average of the cost of living was $3000 a month, then 92% lower would mean u could live there for $240 a month, but the writer really mean $240 cheaper a month, being $2760.

November 13 2012 at 12:24 PM Report abuse rate up rate down Reply

Retirement? Are these people insane? There is no "retirement" anymore. People will be working until they take their last breath. After all, they have to pay for the illegal immigrants to pop out anchor babies, for their health care, for their food programs & their education in the public school system. If people "retire", do you know how much money the government would lose in income taxes? I wonder what the government is going to do when a large majority of the citizens of this country die, along with it income taxes & other taxes that are going to pay the way for the illegals. I won't be around to see it, that's for sure.

November 10 2012 at 1:52 PM Report abuse rate up rate down Reply
1 reply to Diane's comment

You sound like an old, bitter shrew who likes to blame the underprivileged for their problems. Get over your sense of entitlement and focus your energy on something more productive than blaming those who are not solely to blame. PS - this article is about where to enjoy your life after you have paid your dues, not about blaming immigrants (illegal or not) for everything that is wrong with this country. Get of your high horse and smell the roses.

November 10 2012 at 11:44 PM Report abuse +1 rate up rate down Reply
1 reply to emilyabonilla's comment
Mike Vell

Emily your the idiot

December 21 2013 at 9:58 PM Report abuse rate up rate down

I am retired and have lived in HI for the past 15 years. Yes, it is the best place I have ever lived and I loved it. But you better have REALLY saved for a long time and made good investments to live here now. The cost of living is so high that I have left as to be able to maintain a decent lifestyle. Only those with a large retirement income should choose this place for retirement.

November 10 2012 at 1:27 PM Report abuse -1 rate up rate down Reply

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November 10 2012 at 12:37 PM Report abuse rate up rate down Reply


November 10 2012 at 11:20 AM Report abuse -1 rate up rate down Reply

Apparently this does not consider the cost of living !!!

November 10 2012 at 9:43 AM Report abuse rate up rate down Reply

The best thing the country can do for me when I retire is to give me all my money that I have deposited into the governments acount interest free of course, to social security. What a laugh. I'm sure I'm better suited to take care of myself with the 30 some odd years I have been employed in this country. That might have been possible if the Domocrats (LBJ) wouldn't have diverted those funds to better extend Welfare with no end in sight. Instead it is not this countries policy anymore to remove people from welfare, but to add and make me my brothers keeper and not force people to make their own living. It's sad that we used to be a Capitalist Nation supplying food and goods to the rest of the world. It's also sad that our Banks have to be bailed out by the very government that has created this mess that free enterprise(small business) can't pay their loans and the banks that the government forces to loan can't get their money back. If the Government wants to tax the rich and middle class they need to look in their own back yard. Retirement at full Pay as though they were still on the job. Hell they weren't even on the job when they were in Congress or The Senate not to mention our own president. Rediculous that we have made our politicions so strong and ourselves so weak. Jefferson was right 250 years ago telling the American people to beware of government. A Government that gets strong enough to give you everything you want will become strong enough to take everything you need. Gee wasn't that the reason we faught the Revolutionary war to begin with? Freedom from over taxation and ownership supplying welfare to a country whose people were starving because that country coudn't support itself because of greedy leaders who kept the riches for themselves? Ask Yourself. Haven't we backpeddled to pre Revolutionary war?

November 10 2012 at 8:17 AM Report abuse +1 rate up rate down Reply

Can you explain why my social security payout was reduced because I receive a pension from NY State local and retirement system?

November 10 2012 at 7:23 AM Report abuse rate up rate down Reply
1 reply to Lauren's comment

Ask your Republicans.

November 12 2012 at 2:02 PM Report abuse rate up rate down Reply
Dr. Chronos

STUPID article. Sure, Hawaii is a great place to retire in... if you have enough money to not even need to choose to retire in just one place already!

November 10 2012 at 6:17 AM Report abuse rate up rate down Reply
Buddy Maxwell

It helps to be a Mark Twain buff, but my wife and I are happily retired in Hannibal, Missouri, called America's Hometown, it is nostalgically endowed being the boyhood home of Samuel B. Clemens, renowned author, riverboat captain, world traveler, and endeared lecturer, whom immortalized Tom Sawyer and Huckleberry Finn in the hearts of future generations. This wonderful community alongside the Mississippi River has a laid-back old world charm that attracts multitudes of visitors and perhaps, for even a short while, provides opportunity to relive their childhood days.

November 10 2012 at 5:18 AM Report abuse rate up rate down Reply