The Pennsylvania Department of Banking says they want Ethan Clay to shut down the community bank he's set up at Oh Yeah! ice cream and coffee shop.
Clay says he was motivated by unpleasant bank experiences to provide a simplified community bank offering savings accounts, check-cashing and loans. He calls the venture Whalebone Cafe Bank.
Regulators are unmoved. Banking department spokesman Ed Novak says if Clay doesn't close down "he will be hearing from the district attorney."