Niko Waesche is a venture capitalist, entrepreneur, and author of the book Simply Seven: Seven Ways to Create a Sustainable Internet Business. While Facebook has acknowledged its challenges in monetizing its own mobile platform, is there another big moneymaking opportunity it could take advantage of? In this audio interview, Waesche analyzes the opportunities in the mobile-payment industry and shares why Visa and eBay's PayPal unit should be wary of Facebook's opportunity to become a major player in the mobile-payment industry.

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