New Year's ResolutionsEvery January, you plan to make changes -- you really do. This time, though, succeeding at some of the items on your resolutions list is imperative, not just for bragging rights but for your financial well being.

To give you a jump-start, we asked experts to weigh in on what our personal finance priorities ought to be in 2012. With economic uncertainty still the order of the day, your best strategy for financial health is to control the things you can control.

So, under the heading of "small changes that can add up to big savings," here are 7 financial moves to make in the new year.














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Chengzhun Zhou

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November 05 2013 at 12:43 AM Report abuse rate up rate down Reply
Mitch Helfer

Thanks to the Fresh Start Program, settling your tax problems is a very real, attainable New Year's Resolution, you can keep (http://bit.ly/S3f2V9).

January 01 2013 at 11:04 AM Report abuse rate up rate down Reply
Mike

Fed res dollar printing has increased to keep up with US treasury's need for them as debt buyer of last resort. Euro is doing same for their debt but doesn't hold the luxury as world's res currency. Fed exports inflation to the world, Euro can't & WILL hyper inflate to ZERO. Europe WILL run to the dollar as others trade for gld/slvr. Even with a small demand increase gld/slvr price WILL rise outside the fed's ability to keep suppressed & dollar WILL start its final fall, world WILL panic & gld/slvr will BE the only reserve currency, again. World fiat system is collapsing & we face deep depression. Got Gold? China & India does, why's that you figure?

January 19 2012 at 8:39 PM Report abuse -2 rate up rate down Reply
Tallhub.com

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January 06 2012 at 2:32 AM Report abuse +5 rate up rate down Reply
Dating

If you find a man ro woman on wealthychats.com site, you can eat these everyday!

January 06 2012 at 1:22 AM Report abuse rate up rate down Reply
Mike

Mike .. just curious, have you ever attempted to sell any of your coins .. or buy something with 'em? How many are "legal tender" -- even in the country where issued?--------------------------------------------------------------------------------------------------Excellent question! The State of Utah HAS MADE GOLD AND SILVER COIN LEGAL TENDER! There are private banks in Utah that will take your REAL MONEY deposits and pay interest at full value in fed res notes and convert your real money to what ever fiat tender you need when you need it and even offer debit cards! You are good around the world and all 50 states. There are 12 more states in the process of doing the same. Also buying and selling gold silver coin is extremely easy! The price of gold eagles is over 1600 dollars an oz because first people are buying at that price. DEMAND ALWAYS PRECEEDS PRICE! Further I grocery shop and fill my gas tank with silver eagles every week. Just discuss with the business manager/owner you will be overwhelmed by the favorable acceptance and even gratitude you will get! My favorite service station owner LOVES reporting he sold a tank of gas for face value of one dollar and then selling that dollar for 40 res notes and rising. I help reduce his tax liability greatly and I do the same for my family Dr and my barber! Its the most fun you will ever have teaching folks how to be free of the evil fed res! Have fun and do your part to spread freedom! Got gold?

January 05 2012 at 10:24 PM Report abuse +1 rate up rate down Reply
1 reply to Mike's comment
gopispoison666

The state of Utah does not have the authority to make legal tender. That belongs to the federal government only.

January 25 2012 at 2:41 AM Report abuse rate up rate down Reply
KC

What if there really were a secret about trading Gold that would give you a cheat sheet for trading it? Knowing in advance which direction it will go before it goes there, thus enabling you to take trades with up to a 90% success rate. Sound impossible? Sound too good to be true? To learn more g00gle “G0ld Trading Academy.”

January 03 2012 at 11:07 AM Report abuse rate up rate down Reply
Mike

Fed res dollar printing has increased to keep up with US treasury's need for them as debt buyer of last resort. Euro is doing same for their debt but doesn't hold the luxury as world's res currency. Fed exports inflation to the world, Euro can't & WILL hyper inflate to ZERO. Europe WILL run to the dollar as others trade for gld/slvr. Even with a small demand increase gld/slvr price WILL rise outside the fed's ability to keep suppressed & dollar WILL start its final fall, world WILL panic & gld/slvr will BE the only reserve currency, again. World fiat system is collapsing & we face deep depression. Got Gold? China & India does, why's that you figure?

January 03 2012 at 10:41 AM Report abuse rate up rate down Reply
democracks0

THAT'S RIGHT IT'S THE FIRST OF THE MONTH. NO WONDER EVANS NOT HERE. HE'S OUT SOMEWHERE SELLING HIS FOODSTAMPS.

January 02 2012 at 9:54 PM Report abuse +3 rate up rate down Reply
savemycountry911

evan wrote us a poem called " I'm a Little Tea Party" He really loves us.

January 02 2012 at 9:50 PM Report abuse +1 rate up rate down Reply
1 reply to savemycountry911's comment
democracks0

EVANSADOPE

January 02 2012 at 9:50 PM Report abuse +2 rate up rate down Reply
1 reply to democracks0's comment
savemycountry911

(He isn't a very good poet) It was pretty good for a first grader.

January 02 2012 at 9:51 PM Report abuse +2 rate up rate down