Some Whole Foods Stores Stop Accepting Paper Checks If you're one of the many people planning to start using more paper checks to avoid incurring a monthly debit-card fee, think again. While many merchants continue to accept paper checks, some are moving in the opposite direction.

National grocery store chain Whole Foods (WFM) has stopped accepting paper checks at some of its 300 locations, including five locations in North Carolina this week, reported the News Observer.

The high-end grocer said banning paper checks limits the amount of personal information shoppers have to hand over -- like driver's license and phone numbers -- and also speeds up transaction time at the register, the North Carolina newspaper reported.

Fresh & Easy, a supermarket chain in California, Nevada and Arizona, also does not accept paper checks -- payment is cash or plastic only.

Even though only 5% of of consumers preferred using paper checks last year, down from 8% in 2008, according to study by BAI Research and Hitachi Consulting, there isn't necessarily a trend.

J. Craig Sherman, a vice president at the National Retail Federation, told the newspaper that there's no overall trend toward moving away from paper checks. Many merchants prefer cash or checks because they don't pay a swipe fee, so they get 100 cents on the dollar.

National retailer Target (TGT) said it accepts paper checks at all its national locations. A representative from Walmart also said it accepts paper checks at all its locations. Safeway, a national grocery chain, said it accepts paper checks at all its locations.


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malangkhader1

nice article

February 09 2012 at 10:37 PM Report abuse rate up rate down Reply
george

never heard of whole food. i have kroger, walmartand ingles.

October 21 2011 at 5:59 PM Report abuse rate up rate down Reply
smastro1

Any business is there for the customer,that is how they make their money .Piss off the customer they go somewhere else.

October 21 2011 at 1:48 PM Report abuse +1 rate up rate down Reply
Steve

Over priced chain. Over priced chain. Over priced chain.

October 21 2011 at 12:59 PM Report abuse rate up rate down Reply
iamelo

When I opened my business 8 years ago plastic was about 25% of my business--the rest was cash or check--Now the spread is about 60% plastic and 40% cash or check--My markup formula has not changed in 8 years but it is fixing to. There is going to be a cash or check price and a plastic price. In 8 years the cost to me in returned checks has not equaled 1 months of credit card processing charges. Will not penilize those that want to pay by cash or check by raising prices across the board--so if people wants to continue to use plastic then they will have to pay more.That is the only fair way to deal with this i believe.

October 21 2011 at 12:44 PM Report abuse +1 rate up rate down Reply
Ken

Why all this whining about Whole Foods not accepting paper checks?

You can pay with cash, pay by debit, or use a credit card and simply pay the balance in full at the end of the month incurring ZERO interest charges.

Why in the world would anyone pay by check at the supermarket?

October 21 2011 at 12:31 PM Report abuse +2 rate up rate down Reply
jgriz2000

no problem; i'll give them a rubber check

October 21 2011 at 12:23 PM Report abuse rate up rate down Reply
Scottilla

If the customer pays by check, it costs the store nothing, and they keep 100% of the purchase price. If the customer pays by credit or debit card, the merchant gives a portion of the sales price to a bank. Let's see,...OK. Let's not accept checks. We'll make more money that way. (!!??)

October 21 2011 at 12:21 PM Report abuse +1 rate up rate down Reply
1 reply to Scottilla's comment
sue1mar3

The truth is that checks are almost obsolete and many other retailers are soon to follow. The store where I worked lost 10's of thousand of dollars every year on people writing fraudulent checks. We only saw checks for less than 1% of purchases anyway. Step into the 21st century!

October 21 2011 at 12:28 PM Report abuse +1 rate up rate down Reply
1 reply to sue1mar3's comment
kanigirl

Well which is it? Checks are obsolete or so big a problem that thousands of dollars are lost on fraudulent checks every year? Please step into some clarity.

October 21 2011 at 4:45 PM Report abuse rate up rate down
tippy301

I stopped going to Whole Foods when they stopped serving Martin Brothers Ice Cream. The goths working at the deli with open utility knife wounds didn't help either. Non tres charmant. Wheatsville rules !

October 21 2011 at 12:16 PM Report abuse +1 rate up rate down Reply
1 reply to tippy301's comment
sue1mar3

Generally, if a store stop carrying a particular product it is because it did not sell well. Should they have to cater to your whims?

October 21 2011 at 12:29 PM Report abuse rate up rate down Reply
hlclay

Consumer can fix this, just stop shopping at their stores.

October 21 2011 at 12:13 PM Report abuse +1 rate up rate down Reply