With all the volatility in the stock market today, some individual investors are wondering if they should be more active with a portion of their portfolio, or back away from equities entirely. But if you bail out of stocks, where can you find decent returns? DailyFinance's Laura Rowley talks with Stuart Ritter, financial planner with T. Rowe Price.





Increase your money and finance knowledge from home

Managing your Portfolio

Keeping your portfolio and financial life fit!

View Course »

Investing in Startups

The lucrative and risky world of startups.

View Course »

Add a Comment

*0 / 3000 Character Maximum

25 Comments

Filter by:
TK

Possible? Yes. Easy? No. Safe is a relative term, but investors have a lot more control than they often realize. We can't control the market, or an investment. But we can control how much money we put at risk, and there is the real key to "safe" verses "risky".

If you put all your money into one stock, bond, gold, whatever, it is very much like an all or nothing bet. Just ask people who worked for Enron. Instead, you need to be strategic about your investments, and use some form of position sizing BEFORE you buy anything (for more info - (http://www.invest-safely.com/position-sizing.html).

March 27 2012 at 8:57 PM Report abuse rate up rate down Reply
scottee

no, it's not.
because The Fed is manipulating interest rates, stock prices and gold prices.
is this okay with everyone?

October 22 2011 at 5:01 PM Report abuse rate up rate down Reply
Master of my fate..

All markets run in cycles. We are in a extrem violtility type market and you have to adjust your investing stratagy.
We are ia a "trading" market, If you have the nerve for it you can make alot of money with average risk.
I have picket a few very solid stocks that trade in a range that are somewhat recession proof and should not overreact to the bad news comintg out of Europe. But they do overreact and thats where I make my money. If a companies story is intact long term and the stock moves to far down than it really shoud than that is where i start buying. When the good up days in the market come I sell and make the spread. The trick is only pick stocks that you would be willing to hold longer term anyway. Good divedend stocks are good as long as they have a good track record and maintain the cash flow. This is not for every one and certainly not all of your money. I'v done this multiple times with the same stocks over the last year.

October 22 2011 at 2:15 PM Report abuse rate up rate down Reply
rhymn001

Is safe investing possible? This is ludicrous!

The latest Govt Accounting Office audit of the Federal Reserve found that the Federal Reserve, which has no oversight, misappropriated 16 trillion US diollars. This is more than our national debt, gross national product, and current 2011 budget tripled.

Check out Vermont Senator Bernie Sanders website for more information. You didn't see any of this in the mainstream media. Why NOT?
http://sanders.senate.gov/newsroom/news/?id=70c40aba-736c-4716-97d1-45f1a1af10a0

No, Safe Investing IS NOT POSSIBLE when the Federal Reserve can make loans to companies that its Board of Governors sit on, or own.

This is f*cking preposterous!

October 21 2011 at 6:40 PM Report abuse rate up rate down Reply
1 reply to rhymn001's comment
scottee

can we please, in unison, demand that The Fed be audited? please?

October 22 2011 at 5:02 PM Report abuse rate up rate down Reply
dabrownman

Why people do not have stop loss orders in place for all of their equity positions is beyond any sane professional trader who makes all the money everyone else loses. You only have yourself to blame if you lose significant money on the market. In every endeavor there are cardinal rules that can never be grok en if you want to live to play another day.

October 21 2011 at 1:12 PM Report abuse +1 rate up rate down Reply
dabrownman

Buy the vix when volatility is low and sell it when it is high. Don't fight the tape or the fed. If the MA for the markets have crossed the price either going up or down you need to follow its momentum. Making money in the stock market is as easy as anything else, you just have to be disciplined, know what you are doing and leave your emotions at the door. In every endeavor folks get paid handsomely, even if they are ugly, to keep their heads when everyone else is losing theirs.

October 21 2011 at 12:58 PM Report abuse rate up rate down Reply
michelleaheath

Market volatility has certainly been a topic investors have been keenly following as they’ve been trying to find ways to continue building their investment portfolios. But the volatility we’ve been seeing has reminded me about the 70s sitcom, “The Odd Couple,” and I’ve coined this volatility, The Finance Odd Couple. On one hand, we have the Dow plunging 500 points in one day, countries in economic ruin and the U.S. credit rating experiencing the first downgrade in history. On the other hand, we have emerging economies rising, bullish analyst opinions about the U.S. dollar and opportunities to find the silver-lining in the market’s volatility. Simply put, I believe volatility can help investors uncover new opportunities during turbulent times (http://blog.currensee.com/2011/08/market-volatility-and-opportunity-the-finance-odd-couple/).

October 21 2011 at 10:37 AM Report abuse rate up rate down Reply
beach140

Write to your representative to make it extremely hard frequency trading with the computers. Do away totally with naked short selling. Make short selling rules much harder. May be then we can do away with market volatility. Right now Wall St is worse than a casino that destroys millions of dollars from retirement accounts on a daily basis. That is how hedge fund manager make their billions. By raping millions of other accounts from innocent people..

October 21 2011 at 12:48 AM Report abuse rate up rate down Reply
1 reply to beach140's comment
dabrownman

Why not just fire another 250,000 people that work on Wall Street?

October 21 2011 at 12:59 PM Report abuse rate up rate down Reply
beach140

Safe investing is not possible until governent change short selling rules. Make it much harder and stop with program trading. Most people in this country lost their faith on Wall St. They turned Wall St to a casino. You have more chance to make money in the casino than Wall St. One of these days I hope everybody will take their money out of equities. Then hedge funds can attack and short one another and destroy themselves. Hopefully, European governents will be the first ones to ban short sellilng.

October 21 2011 at 12:43 AM Report abuse rate up rate down Reply
1 reply to beach140's comment
dabrownman

Where do you get such nonsense? If everyone took their money out of equities the entire world go broke, all the governments would implode, currencies would be worthless, people would starve everywhere, disease wouold be totally out of control, society and culture would be destroyed , there would be civil and other wars raging over the whole planet and those with nukes or worse would be forced to use them. - while I would be rich beyond my fondest dreams being the only short,

October 21 2011 at 1:05 PM Report abuse rate up rate down Reply
bdyftns

He's not correct about waiting to collect Social Security. You have to crunch your own numbers. By working and waiting longer to collect SS, you very well may be putting more into SS from each paycheck then you would get back once you start collecting.

October 20 2011 at 7:29 PM Report abuse +1 rate up rate down Reply