How to Live Richly on Just $40,000 a Year

Danny Kofke is a special education teacher in Atlanta. Married with two young daughters, Danny recently wrote A Simple Book of Financial Wisdom: Teach Yourself (and Your Kids) How to Live Wealthy with Little Money. The title says it all. Here are his tips:

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Coco Lee

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January 17 2012 at 10:16 PM Report abuse rate up rate down Reply

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September 28 2011 at 1:28 AM Report abuse rate up rate down Reply

Everyone have a chance to decide what to do in life. live frugal or delusional.
For more insights and tips.

September 20 2011 at 10:43 AM Report abuse rate up rate down Reply

Truth is , everyone can determine how they choose to live frugal or delusional. Better options and excerpts here

September 20 2011 at 10:42 AM Report abuse rate up rate down Reply

Typical lazy person, living off the riches created by the rest of us. People who complain the most, are usually the ones who make less than 45k/yr and pay no federal taxes at all. Zero. Yet they want free health care, free education, free defense, free free free. Most teachers work 6 hrs a day 8-9 months a year. Many do not teach at all (professors).
Hard to feel sorry for the lazy bums.

September 10 2011 at 11:44 AM Report abuse -1 rate up rate down Reply
1 reply to wavby's comment

what does what you are saying have to do with anything presented in this article. greedy, insensitive, inhumane, "**** the poor because its always their fault" jackass. go **** urself, and i hope ur spouse goes a ***** a more sensitive and understanding "poor" person.

September 11 2011 at 11:49 PM Report abuse +1 rate up rate down Reply

This comment is for ALL of those out there that are buying medical items and medication from anywhere outside of the US``````````` I am selling for a VERY resonable price, a beautiful blue bottle, instructions on lable reading````````
Rub once for free medical, rub twice for free food and housing, rub 3 times for spending money```

September 10 2011 at 6:34 AM Report abuse +1 rate up rate down Reply

All of this poor me, I am so bad off crap, makes me sick````There are far too many ways to make a living. Anyone, disabled, handicapped, whatever``````If you have time to be on a computer trlling some sob story, you have time to do some research, and by the way, where did you get the computer and how are you having the funding to pay for the service? Unbeliveable`````````````If you come up with the lame excuse, you are using one at the library, than you are EVEN MORE of a knit witt`````
My husband works between70-80 hours a week, NOT that he wants to do this, BUT, because he HAS to in order for us to pay our mortage, and normal mnthly expenses. He has had numerous health issues and is a diabetic himself. I get so sick and tired of hearing people complain. If you are that dam bad off than you are able to get some kind of financial aid , that is coming out of the money that my husband is working the dam 80 hours for.
Aperson that works DOES NOT, get free food, free medical, help with transportation, and now free cell phones? What the hell are people complaining about in here? I am in Baltimore Maryland, we have bums on every corner, at every red light, and guess what, some of them have been on those same corners for over 20 years, yes , thts right. I see them after dusk in the shopping centers , or in line at the dam movie theaters. I am not saying that some people do not need help, but there are too many ways to help yourselves . Get real people and get a life. Like I said, if you have a computer and time to be posting your sad ass story, well, need I say more. SICK OF HEARING IT``````` MOVE ON God Helps Those, Who help Themselves```````````````````````````````````Amen

September 10 2011 at 6:01 AM Report abuse rate up rate down Reply
1 reply to DONA LEE's comment

So, if I understand you correctly, A) you have someone supporting you and your lifestyle, and you are throwing stones at people who don't, daining to opine as to how "they" make excuses not to work or how "they" make excuses as to how hard it is to find a job, and B) you are living in a house that your husband has to work 80 hours a week to afford, and you seem to be okay with that. Wow. Lady, I work 70-80 hours a week to support my own self, and as far as I can tell, you are the nit wit. Nit wit.

October 09 2011 at 12:16 PM Report abuse rate up rate down Reply