ATMA new Russian ATM will make customers pay for lying.

A voice-measured polygraph to be installed in the electronic tellers of Russia's state-run Sberbank can tell if patrons are talking truth or hogwash in applying for a credit card or loan. The audio recognition technology is touted as the latest weapon against fraud -- but it has roots in the old Soviet Union. The inventor, Speech Technology Center, is contracted by the Federal Security Service, Russia's modern version of the KGB.

The ATM also takes fingerprints, scans identification such as passports, and logs a 3-D facial image. Sberbank officials said that it's the wave of the future and avoids privacy concerns because, one executive told The New York Times, "it doesn't climb into the client's brain." The Speech Technology Center suggested to the paper that the technology in question is already widespread.

Sberbank said the machines will eventually be placed in bank branches and shopping malls around the country, according to The Times.

But the get-up-close-and-personal ATM is already attracting complaints about Big Brother-like intrusion.

"What kind of person so readily gives up so many biometric identifiers?" one post reads at Lossofprivacy.com. "In one fail [sic] swoop, it gets your passport information, fingerprints, facial scan, voice and video samples, credit card information, and banking information. No thank you."

Pavel Medvedev, deputy chair of the Duma's committee on credit and financial institutions, said in the Christian Science Monitor that he didn't like the idea.

Remember when ATMs just dispensed money?

The newfangled version conducts an interrogation, er, interview, asking users "Are you employed?" and "At this moment, do you have any other outstanding loans?" The software detects subtle changes in voice timbre that typically occur when someone is lying.

U.S. banks are not working on any such means to verbally weed out fraudsters, Corporate Insight's Daniel Wiegand told The Times.

We can see why. It's one thing to persuade a population familiar with KGB-style surveillance to accept the technology. But to say it would fly in the United States without stiff opposition, well, we'd be lying.

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Ophiucus

Don't like it? - change banks. It's a free country (a lot more than US, believe me). Want more security - prepare to trade off privacy.

July 21 2011 at 4:51 AM Report abuse rate up rate down Reply
fmeyer11

Horrifying

July 20 2011 at 10:44 AM Report abuse rate up rate down Reply
bonjade

The machine wouldn't work for me. I could be 100% honest to it and it would still say I was lying.

July 19 2011 at 6:20 PM Report abuse +2 rate up rate down Reply
jenniferblessed

Get Ready for the "mark" on your foreheads or on your hands next. This is only the beginning!

July 19 2011 at 5:21 PM Report abuse +3 rate up rate down Reply
cher

we, who voted them into office are their bosses. they should not be all about controlling us, they should be serving us!!!

July 19 2011 at 4:31 PM Report abuse +3 rate up rate down Reply
1 reply to cher's comment
schoonmakr

The story is about a RUSSIAN bank, state-owned but not, presumably, the only bank in Russia. It is NOT the government, and certainly not the U.S. Government, at issue.

July 27 2011 at 12:26 PM Report abuse rate up rate down Reply
cher

unbelievable all that we the people are allowing the dictating politicians do to us. terrible

July 19 2011 at 4:30 PM Report abuse +3 rate up rate down Reply
1 reply to cher's comment
schoonmakr

Read the friggin' story before making irrelevantly foolish comments!

July 27 2011 at 12:26 PM Report abuse rate up rate down Reply
acnmiglobal

all yall quit your moaning and groaning....all yall want to do is blame, and blame and blame... You don't like this, so blame the blk man, you don't like that, so blame the white man, you don't like whatever, so blame the red, yellow and blue man... the bottom line is when the big stink hits the fan, and we want to protect our country from another that wishes to take over, we then want all of our colors to fight and die, for our rights to blame. get a clue....Russia do not controls Russia, nor do America controls America, and so on. Russia is doing what the BANKS are telling it to do, and we will do like wise. So get in line and get "chipped", beep..."chipped"....beep...."chipped"...

July 19 2011 at 4:03 PM Report abuse -3 rate up rate down Reply
1 reply to acnmiglobal's comment
judypearl1

try spell check....please!

July 19 2011 at 11:30 PM Report abuse -1 rate up rate down Reply
happiest woman

PROFILING is more like it
. There is not a 100% accurate way to detect a lie in all people, nationalities and cultures.
We do not all respond the same way to questions even are honest responses are not the same.
How about people with disabilities and different reactions to medication?
This program is Profiling, it doesnt read minds, detecting a subtle change is not the same as detecting a lie.
Detecting a subtle change can only happen when computer has been programed for what is a accepted norm verses a unaccepted one. Who decided the norm?

July 19 2011 at 4:02 PM Report abuse +1 rate up rate down Reply
1 reply to happiest woman's comment
schoonmakr

I trust that ambiguous readings would be checked thru an interview with a human being who follows up on the questions to which an uncertain repy was registered.

July 27 2011 at 12:28 PM Report abuse rate up rate down Reply
kerrywenrich

that would be stupid no atm that I know of could ever do that atm are machines and machines as far as I know haven't yet been modified enough to read minds

July 19 2011 at 3:42 PM Report abuse rate up rate down Reply
2 replies to kerrywenrich's comment
judypearl1

voice recogition patterns from a database can predict probability.

July 19 2011 at 11:31 PM Report abuse -1 rate up rate down Reply
schoonmakr

Did you read the story? It describes the technology. No, it's NOT like any ATM you have heard of before. It's new, employing new technology, including a voice-stress analyzer, an old technology, that may have been improved upon.

July 27 2011 at 12:29 PM Report abuse rate up rate down Reply
Ken

We don't apply for loans through ATM's; if we did, I'm sure we'd see similar technology apply to our ATM's.

July 19 2011 at 3:40 PM Report abuse rate up rate down Reply