Is Your Money Situation Grave? 'Zombie Economics' Could Be a Lifesaver

The brain-eating undead have something to teach you about money. That's the novel approach of Zombie Economics: A Guide to Personal Finance (Avery/Penguin, $18), out this month.

Zombie Economics likens debt to an invasion of moaning, shuffling ugliness that will munch your brains if you don't take serious action. The book weaves practical advice into a tale of advancing undead horror. You're essentially slaying zombies with every step you take to tackle your money woes.

"The zombie metaphor is a great translation to deliver ideas with punch, clarity and immediacy that will register with people," said Rick Emerson, a Portland, Ore., broadcaster who wrote the book with CNN Radio economic correspondent Lisa Desjardins. The horror-filled how-to serves as an antidote to chirpy quick-fix books, he told DailyFinance. "You can find your way out of financial stress, but it's not going to happen tomorrow. There's a step by step way to do this, but you have to buckle down and be honest with yourself."

Emerson admits that the information and advice the book presents isn't new. It's all in the delivery, punctuated by urgency and frankness. One cold-blooded chapter, "Shooting Dad in the Head," exhorts readers to sever ties with "financially infected" friends and family. Even Dad. The symptoms of such unfortunate victims include compulsive shopping, constantly borrowing money for non-emergencies, and bragging about their precarious financial situations. Just as you would never open the door to a zombie horde, you should avoid cosigning loans or handing out money to the financially infected. "They are a disease that walks like a person," Emerson said. "It's not a matter of being an irritation or annoyance. They will harm you -- legally and emotionally."

Zombie Economics begins its advice with a no-brainer, commanding readers to pay their bills for shelter, food, light and water. Immediately. Those who can't will be presented with grave options later, including the last-resort: "Setting Fire to the House," aka declaring bankruptcy. The book also offers tips on avoiding zombies in the first place for everyone from college students to retirees.

Those overwhelmed by choices need concrete instructions in the correct order, the author explained. The tools required to regain your financial footing are the same as those required to survive a zombie apocalypse.

Emerson got the monstrous idea for Zombie Economics over a dinner conversation with his wife about friends losing their jobs. What would be the ideal pop-culture vehicle to convey the terror of facing financial ruin? Zombies popped into his head within seconds, he recalled.

"You have to save yourself and your family," he said. "No one is going to save you. That's the overriding premise of this book."

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tomedsonedson

Zombie Economics is probably great, but a shorter way to getting the necessary tools regarding pay debt, bills, your mortgages and reducing credit card debt is right here http://nomorecreditcards.com/how-to-reduce-credit-card-debt-quickly/

October 18 2012 at 4:35 PM Report abuse rate up rate down Reply
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May 10 2011 at 12:36 AM Report abuse rate up rate down Reply
bikeneagle

how far do we have to lower our standard of living before the rich are happy?

May 09 2011 at 11:56 AM Report abuse -2 rate up rate down Reply
1 reply to bikeneagle's comment
mrspelosi

Well you could ask rich people like me, the Clintons or the Obama's. Maybe we have the answer for you dear.

May 09 2011 at 3:14 PM Report abuse +3 rate up rate down Reply
1 reply to mrspelosi's comment
mrspelosi

Ok dear. repeat after me. President Obama's tax cuts for the rich, President Obama's tax cuts for the rich, President Obama's tax cuts for the rich. You got it now. I know that your preschool teacher knows this. Ask him or her to explain it to you.

80% dear. I've been known to lie too. You and I have a lot in common dear.

May 09 2011 at 9:12 PM Report abuse +3 rate up rate down
jkennedy806

I did all those things, I had a great portfolio till black monday 1987. I collected what was left and started again.
I again, started to build and again had a great foundation until 2008. What the grave situation is all about is that the US government morons in charge with good ole buddy George Soross does not want the average american to be wealthy. In order for them (the B group) to get complete control they US and her money has to be destroyed.

May 09 2011 at 8:02 AM Report abuse +1 rate up rate down Reply
epicurean0

People need to be responsible for their own financial success or failure beginning at an early age. Don't think retirement, think building Net Worth.

May 09 2011 at 7:25 AM Report abuse -2 rate up rate down Reply
mrspelosi

Even liberals call me paranoid and delusional. I think most Americans already know I am paranoid and delusional. Thanks for pointing that out Chocy dear.

May 09 2011 at 12:49 AM Report abuse +1 rate up rate down Reply
1 reply to mrspelosi's comment
mrspelosi

Even George will "said" dear? Please put that bottle down. You really aren't making any sense.

May 09 2011 at 10:44 AM Report abuse +3 rate up rate down Reply
Chocolatebreeze1

Ah Ha! You have never proved one thing, except your Paranoid and Delusional.
It's laughable dear!

May 09 2011 at 12:43 AM Report abuse +1 rate up rate down Reply
1 reply to Chocolatebreeze1's comment
lawmutt55

She doesn't try to prove anything. She just plays with you. She trys to twist and obfuscate reality. It's all they've got. LOL

May 09 2011 at 1:13 AM Report abuse -2 rate up rate down Reply
1 reply to lawmutt55's comment
mrspelosi

I can't prove anything dear. You are right. I'm just a failure. Thanks for point that out.

May 09 2011 at 10:45 AM Report abuse +2 rate up rate down
Chocolatebreeze1

How ignorant! LMAO

May 09 2011 at 12:39 AM Report abuse -1 rate up rate down Reply
1 reply to Chocolatebreeze1's comment
mrspelosi

That you are. But don't be so hard on yourself dear.

May 09 2011 at 12:45 AM Report abuse +1 rate up rate down Reply
3 replies to mrspelosi's comment
mrspelosi

Goodnight dears. I'm off to do some deficit spending. It's something I'm really excellent at.

May 09 2011 at 12:35 AM Report abuse +2 rate up rate down Reply