health insuranceUninsured Americans are making little progress in securing health coverage as costs rise and fewer employers foot the bill for health insurance, Gallup said Tuesday.

About 16.6% of Americans didn't have health insurance in October, up from 16.1% at the beginning of 2009, Gallup reported today, citing a poll of 30,000 adults it conducted with Healthways. Fewer than 15% of Americans were uninsured at the beginning of 2008, just as the recession was starting.

"Several major provisions of the new health care law, which could significantly affect coverage in America, were initiated little more than a month ago," said Gallup, alluding to policies such as allowing children as old as 26 to stay on their parents' health-insurance plans. "Gallup trends reveal, however, that these new policies have yet to influence the health coverage situation for the average American, although the changes may take some time to permeate the population."

While the Obama administration recently signed a health care reform bill designed to cut the number of uninsured Americans, most of those policies don't go into effect until 2014.

Meanwhile, health care costs continue to rise. Aon Corp. (AON) said in August that U.S. health-care costs will increase about 11% within the next year because of factors such as increased prescription costs and the effects of the health care reform bill.

In September, the Kaiser Family Foundation said that U.S. family health-coverage payments will increase 14% this year as higher deductibles offset the effect of relatively stable insurance-premium rates.

With such rising costs, fewer companies are providing health care for their employees, according to the Gallup-Healthways report. About 46% of U.S. adults are covered under an employer-funded plan, down from 49.2% in 2008, Gallup said Tuesday.

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jdrumerrnr

God help us.

November 03 2010 at 12:31 AM Report abuse rate up rate down Reply
Jen

What a moronic deduction. Again, never accept place accountability on your annointed ones. Continuing to blame bush shows how stupid you are.Hope you are happy with your vote...live with it. You put them in office dumby.

November 02 2010 at 8:57 PM Report abuse rate up rate down Reply
1 reply to Jen's comment
Janny09

Only rich people can afford insurance, while the rest of us go without. Even worse, the elderly who pay $96 a month from their check for Part A, and Part B, make a daily choice as to whether they are to take a pill or eat cat food. And the Republicans will cut the guts out of the health care bill but, keep in mind Congress has the best health care in the country, and they pay nothing! Yes, these are the Republicans you voted for today who don't give a whack about your health as long as their big money friends, and campaign contributors get what they want, even the International ones! They don't work for you, people, they work for the lobbyists, don't you know that? You are not going to get squat from them. Another eight years of Bush policies ahead of us, blame this crappy economy on them, they started two wars, and lied through their teeth. Hope you're happy with your votes.

November 02 2010 at 7:43 PM Report abuse -1 rate up rate down Reply
1 reply to Janny09's comment
AL CONFER

It is quite obvious, that Obama care is nothing more than another welfare program and sorry, but I am all tapped out with all the other crap we pay for like, section 8, EBT cash cards, cell phones, cars, and the list goes on and on. NOPE! I'm done, and all smart Americans and business's have had it with the social programs that help people NOT pay for anything or work for it. What you dummies don't understand is, business's have to compete in the world market, and wages like China pays, so do the math. I'm amazd at how these people can afford their million dollar homes and two SUV's but state they can't pay for health care, yep it's also a program for deadbeats too.

November 02 2010 at 7:22 PM Report abuse +3 rate up rate down Reply
jmetcalf1955

hows that hope and change working for you?

November 02 2010 at 7:08 PM Report abuse rate up rate down Reply
nesserspud

In September when insurance companies were required to begin covering all children that apply, the insurance companies gave the finger to the government and decided to no longer sell child only policies and began requiring that children be on a policy with at least one parent - a loophole to keep the insurance companies from being fined. This is quite a problem for parents that are deemed uninsurable based on health conditions or do not have access to an employer's policy. Quite simply, the child only policy was an option for parents that could not afford insurance for their entire family and wanted to ensure that their child was covered. Now the rates for children have risen dramatically and this is just a prelude of what is to come when EVERYONE will be required to purchase health insurance in 2014. WAKE UP PEOPLE!

November 02 2010 at 7:08 PM Report abuse +1 rate up rate down Reply
ranes54

Was insured thru employers the past 35 years.... lost my job and lost my coverage when the COBRA extentions ran out. Last COBRA payment I made was $1400 for a family of three for one month's coverage in September. Just going to go on a "pay as you go" and pay what I can from now on. Last month (October) prescriptions were 110$ and we had one trip to the Dr that totaled 200$... so, total expenses for Oct was 310$ versus a 1400$ insurance payment. I figure I'm about 1100$ ahead since coverage ran out. Just hope nothing catastophic occurs.

November 02 2010 at 6:44 PM Report abuse +1 rate up rate down Reply
Kenneth

More and more people dropping coverage they can not afford. More companies either dropping coverage or making employees pay more into the plan. seniors on social security and medicare will have to pay as mush as 10% more for their plan B. This is more of Obama's affordable heathcare plan that no one will be able to afford after the hidden fees and taxes go into effect in 2013. That bill that got voted on without reading

November 02 2010 at 6:30 PM Report abuse +4 rate up rate down Reply
mtman233

Yes, I know a lot of people that don't have insurance, met one on my way home, he was walking and carrying a 30 pk of natural lite. I'm no math scholar, but for the price of a 30 pk, I believe you could buy a high deductible policy and by not buying a 30 pk every day, they could take care of doctor visits with no problem. But, I guess it's just more fun to have 30 a day and go to the emergency room when they have a pain.

November 02 2010 at 6:11 PM Report abuse +1 rate up rate down Reply
6 replies to mtman233's comment
Dan

More people without health care.. More employers won't offer it.. Looks like the conservatives are going to take power.. We haven't seen anything yet.. Wait for the lower wages to come..

November 02 2010 at 6:02 PM Report abuse +1 rate up rate down Reply