Despite relatively stable rates for insurance premiums, the average U.S. family's health care costs will increase by 14% this year, thanks mostly to higher deductibles, according to a report released Thursday.The typical employee will pay almost $4,000 for family health coverage, up $482 from 2009, the Kaiser Family Foundation and the Health Research & Educational Trust said in the report. Total family coverage premiums, which include company contributions, increased just 3% from a year earlier to $13,770.
More than one in four workers have annual deductibles of at least $1,000, and almost half of those who work for companies with fewer than 200 employees have deductibles that high, the report said.

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