Ten fabulous New Year's Eve cocktail dresses for under $100

nordstromAs I pointed out earlier this month, it's way too easy to rack up an outrageous credit card bill shopping for holiday fashions. And the biggest charge on that statement, nine times out of ten, is what you spend on a New Year's Eve outfit. It's by far the hardest winter splurge to resist -- no one wants to ring in the new year in an old dress.

Lucky for you, retailers are capping off a year of recession-times adjustments with a major selection of affordable, twinkly cocktail dresses. Below, ten of the best.

The dress: Single Shoulder Strap Dress from Forever 21
The price: $24.80
The draw: The universally-flattering cerulean hue would be reason enough to snap up this little number. Throw in the structural one-strap silhouette and the sassy back zipper, and this dress becomes virtually irresistible.

The dress: Sequin Trim Knit Tunic from Faith 21
The price: $27.80
The draw: This curve-hugging dress from Forever 21's plus-size line is pure slink.

The dress: Crossover Empire Dress from Target
The price: $31.99
The draw: The showstopping scarlet color of this dress screams 'holiday' almost as loudly as it screams 'bargain.'

The dress: Fire Bow Bodice Dress from Nordstrom
The price: $42.00
The draw: This tuxedo-inspired minidress is perfect for a black and white affair.

The dress: Lucca Couture Crepe Chiffon Dress from Urban Outfitters
The price: $68.00
The draw: With its gossamer chiffon and delicate embellishment, this dress epitomizes understated glamour.

The dress: Lace-print Dress from Banana Republic
The price: $69.99
The draw: This dress makes comfort a priority while still radiating elegance -- so you can dance all night and look good doing it.

The dress: Strapless Bustier Printed Dress from BCBGeneration
The price: $75.60
The draw: This dress features a print that pops, setting it apart in a sea of LBDs.

The dress: Oleg Cassini Beaded Jacquard Dress from Dillard's
The price: $84.00
The draw: A snow queen's dream, this dress combines the best of wintry glamour -- silvery-lilac jacquard, shine and rhinestones.

The dress: Lula Via Studded Dress from South Moon Under
The price: $88.00
The draw: A geometry of beads gives this dress a bit of edge -- and it will wear as well in the fall as it does now.

The dress: INC Sleeveless Sequin Stripe Dress from Macy's
The price: $99.00
The draw: New Year's Eve is a sequin's biggest night of the year -- and this gilded frock outshines even the ball in Times Square.

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