Do you dread the arrival of your monthly mobile phone bill? WalletPop blogger Jane Tuv explores the possible benefits of pre-paid plans.
Do you dread the arrival of your monthly mobile phone bill? WalletPop blogger Jane Tuv explores the possible benefits of pre-paid plans.
Add a Comment
Boost has a BLACKBERRY Curve too!
Yesterday at 1:58 AM Report abuse Permalink rate up rate down Replyyes, but dont get Net 10, it's AWFUL!!!!!!!! go to Verizon, I never had one dropped call or problems like a do with an Android and Net !0, back to Verizon or another major carrier, I go, Net 10= terrible!!!!!
Yesterday at 6:48 PM Report abuse Permalink rate up rate down ReplyPeople, you can have any phone you want. It just needs to be unlocked, and you will have to buy it from an individual or pay full price somewhere. Cell phone contracts are necessary because everybody wants the latest phones for cheap. pay full price and you don't have to fall for that trap. I'm using a T-mobile HTC HD2 on simple mobile.
Thursday at 5:34 PM Report abuse Permalink rate up rate down Replythanks David, we need to spread the word!!!! thanks!
Yesterday at 6:49 PM Report abuse Permalink rate up rate down ReplyMy smartphone works fine on my prepaid plan, Cricket. Unlike Mahofakir, my phone is an Android running 3.0 has a gig processor and loads of onboard memory and will handle up to a 32 gig SD card. I still don't understand people willing to pay twice what I do for service and actually get less service. My question is why this article only reviewed 2 services that are only offered on the Sprint network? PS my friend has had his Iphone unlocked and flashed to work on Cricket. This process did cost him $45- but he says he saved more thant that in the first month he was on Cricket.
Wednesday at 4:35 PM Report abuse Permalink +1 rate up rate down ReplyThe writer of the Article is crazy. You can't break any contract Contracts are expensive. But you bought the contract for various reasons like you wanted the phone that came with the contract. Prepaid phones do not have contracts because no body wants those phones like there are lots of things you can't do with these phones. Like I've an LG Phone. Only thing I can do with it is call others or receive the calls of other, send voice messages or receive voice messages, text others or receive the texts of other. But if there is a sweepstake you can entire by dialing a number I can't do it because they can be paid only with conytract minutes, not with prepaid minutes. .
Wednesday at 3:49 PM Report abuse Permalink -2 rate up rate down ReplyYou are incorrect, sir. You can get out of a contract with any major cell phone company by paying any outstanding payments due and the ETF (Early Termination Fee).
The problem then becomes if the cell phone company will unlock the phone that you own. Once you get your phone unlocked, you can then use it on any of the companies that sell month to month plans, but you can only use the phone with a company on the same technology of your phone. There are 2 technologies CDMA and GSM.
You DO know that Boost Mobile runs on the Sprint network....correct? Also, I have a VERY ADVANCED SMARTPHONE with ALL the PERKS....unlimited EVERYTHING and all this for $50.00 a month!! UNLIMITED!! Savings from THAT ALONE will cover the cost of any CANCELLATION CHARGE any contract phone will charge you!! Even if you buy yur phone OUTRIGHT....I pd $299 for a Samsumg Galaxay Prevail "SMARTPHONE" and only pay $50 a month for UNLIMITED SERVICE, CALLS to ANYONE on ANY SERVICE, DATA, TEXTS, MMS, etc!! I do NOT have to purchase any DATA either and spend most of my day online on my phone!! Educate yourselves before talking about something you don't really know anything about peopole!! I did...and got rid of Verison FOREVER!!
Yesterday at 2:01 AM Report abuse Permalink rate up rate downHas anyone used a prepaid with an iPhone? Is this possible?
Tuesday at 10:07 PM Report abuse Permalink rate up rate down ReplyI love my pre-paid svc., contract will be the thing of the pass, waste of money....
Tuesday at 5:33 PM Report abuse Permalink +1 rate up rate down ReplyNo! no! No! All you people keep paying Verizon, Sprint, and AT&T $90-150 a month. Don't you want the latest, coolest iPhone or whatever? Besides, you are subsidizing the heck out of all us prepaid folks (you know with the smartphones that are a year older than yours) so that we can pay $35-50 per month and get almost the exact same stuff as you, and not even worry about minutes, data, etc. You are helping ME. Don't you feel good about that? Well you should, because you are a successful, good looking person who can afford to pay 3X what others do. Everybody has to cool it with the continuous need to save money (except me).
Tuesday at 4:34 PM Report abuse Permalink +1 rate up rate down ReplyIf your contract with T-Mobile or AT&T is expirng, consider www.straighttalk.com
For $45/month, you have unlimited everything! No contracts! I've had it for2 months and love saving $30/month over my T-Mobile plan!
It all comes down to how you are going to use the phone.
Prepaid is cheaper per month - if you don't want a smartphone and don't talk a lot it can be REALLY cheap; you can get plans that cost as little as 10 cents a minute ala carte (T-Mobile, Net10, and others). There are also some good unlimited talk and text plans with lots of data ($40 from Simple Mobile, $45 from Straight Talk, $50 from Boost or T-Mobile, $55 from Virgin - but check the data speed restrictions of these offerings before you leap) and some data-centric plans with limited talk time (T-Mobile has $30 for 5GB of data and 100 talk minutes; Virgin has $35 for 2.5GB data and 300 minutes), so people who use their smartphones primarily as portable computing devices are also covered. There are also carriers that don't cover the entire country, such as Metro PCS, Alltel, and Cricket (Cricket now also has roaming onto the Sprint network in areas their own network doesn't cover); those are worth a look if you live in an area they cover.
What's the downside? The big one is phone cost and availability. The phones offered by prepaid carriers cost more than contract phones, and high-end smartphones aren't offered at all. If you go with one of the prepaid options that use GSM you can also buy an unlocked phone elsewhere, such as the $399 Galaxy Nexus from the Google Play Store; if you choose a CDMA carrier you have fewer options.
Another limitation is that LTE speeds are not yet available from any prepaid carrier; Metro PCS offers LTE but at 3G-like speeds. If you want that kind of speed a contract is your only choice. Finally, prepaid plans generally don't offer roaming, so their coverage in remote areas may be inferior to contract phones. Prepaid phones from Verizon and AT&T offer better coverage but unattractive rates.
Prepaid carriers usually allow phone returns but will not refund plan costs. If the phone doesn't work out for you (poor signal coverage in the areas you want to use it, for example) you're out the cost of a month of service. Many contract carriers offer a money-back period.
The thing in the video about your phone going dead is easily avoided with many carriers. You can set up automatic payments that bill your credit or debit card so the phone is always good to go.
I agree that the phone selection is limited, but it's not true that you can't get smart phones. All the biggies (Straight, Boost, Virgin, Net10, metro) now have Androids and they're WAY better than the prepaid phones a few years ago. Not as good as the latest from VZ, ATT, Sprint, etc, but when you realize that you're really paying $500-$800 for the phone and hiding the cost in the monthly contract, prepaid phones are cheap because you buy them outright, and have no contract. I just think it's a matter of not accepting a high bill every month, and also being unwilling to constantly be slammed for talking a bit too long, or using up slightly more data than you were supposed to. I agree that achieving LTE4G speed is unlikely with prepaids, but eh, I'm just not willing to pay through the nose for that.
Tuesday at 4:41 PM Report abuse Permalink +1 rate up rate down ReplyAre you a
Savings Expert?
If so, send us your idea and we'll try to include it in an upcoming Savings Experiment
Create a tip
236 Comments