Getting laid off is devastating, and being without health insurance can be almost as devastating. The two, unfortunately, often go together.

WalletPop writers Aaron Crowe and Jennie Phipps discuss in this podcast how the unemployed, and freelancers, can afford health insurance.

One method -- although only available to one person -- is to win a contest by Elance to get up to $10,000 in health care premiums paid for a year.

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