Suze Orman's new paperback 2009 Action Plan is available on Amazon.com for $9.99. But if you're like a lot of people, you're not really comfortable spending $9.99 on a book right now.

So Suze Orman, who is one of my favorite financial people on the planet, has teamed up with Oprah to make the book available as a free download online. Click here to download it as a PDF file. Here's Amazon's review of the book:

The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if it's worth less than what you owe or should you sell it? How do you pay your bills if you've just been laid off?

The nation's go-to expert on financial matters, Suze Orman, believes that 2009 is a critical year for your money. There are safeguards to put in place, actions to take, costly mistakes to avoid, and even opportunities to be had, so that you are protected during the bad times and prepared to prosper when things take a turn for the better. No matter what situation you're in, you will find a plan of action and the answers to your questions about:

* Credit * Retirement
*Savings and Spending*Real Estate
*Paying for College* Protecting Your Family

SUZE ORMAN'S 2009 ACTION PLAN delivers honest, straightforward guidance-what to do, when to do it, and how to do it-as only Suze Orman can.

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