If only there was some way that our financial institutions could gratify us for saving money on top of the monetary rewards.While some people would enjoy a phone call from their bank with every IRA deposit, sweet nothings whispered into your ear by a robot aren't for everyone. I came up with a few ideas which my banks could use to give me some positive re enforcement for putting money into savings:
- Send me a text message the next morning telling me how much my last contribution will affect my IRA by the time I retire.
- Send me a singing telegram congratulating me on my profound decision to save money.
- Call me up just to say, the government won't always punish the savers.
- Call me just to say hi. This makes me feel like I don't have to partake in the walk of shame the next morning when all of my friends have shiny new toys!
Is your bank making use of any positive affirmation to congratulate you on your decision to save? Getting to pinch the greeter's but on the way out doesn't count.