Ken and Daria Dolan, America's First Family of Personal Finance, answer your money questions every Friday.

Dear Ken and Daria,

We have $45,000 in credit card debt and my husband just lost his job. What do we do?

Lori

Ken and Daria Dolan have the tools and advice you need to get out – and stay out – of debt. Learn more at Dolans.com.

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