Ken and Daria Dolan, America's First Family of Personal Finance, answer your money questions every Friday.

Dear Ken and Daria,

I have some credit card debt and have been approached by a debt-reduction company, which says it can reduce my debt 60%-70%. Is this the best way to do it, or should I go to a nonprofit credit counseling firm instead?

Bruce

Ken and Daria Dolan offer advice on all of your debt management questions and concerns at Dolans.com.

Click here to ask Ken and Daria your question.


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