Is Santa making you poor? What to tell your kids about Christmas

I was thinking last night about how much debt people go into to make sure that Santa is generous with their kids during the holidays.

How many bankruptcies do you think Jolly Ol' St. Nick has caused? If you add up the holiday extravagances that have burdened families with debt in this country over the years, I'm willing to bet that the subprime crisis couldn't hold a candle to the havoc Santa is wreaking.

The point is: The myth of Santa is making you broke, and you need to come up with a new myth that can make you rich, or at least less poor. I've thought of something but, before I tell you, I need to warn you: This is not a happy little Christmas fable, and your kids aren't going to like it. But if your goal is to terrify your children into frugality, it might be worth a try. Here it is:

Up in Heaven, God has a little helper named Ebenezer, who sits on a big white bed with millions of the cutest, fluffiest kittens that you ever did see. And Ebeneezer's job is pretty simple: He sits up on his big white bed with millions of the cutest, fluffiest kittens that you ever did see, and, with a set of binoculars, he looks down at all the department stores all over the world, searching for people using their credit cards to buy Christmas presents.

And then, every time he sees someone using a credit card to buy a Christmas present, Ebenezer uses a large knife to kill one of the cutest, fluffiest kittens that you ever did see.

That's it. I know, it's a terrible, horrifying little Christmas story but, if it helps keep your family out of debt, it just might be worth a try.

Photo From Flickr: http://www.flickr.com/photo_zoom.gne?id=328343748&size=s


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